Best Car Accident Lawyers in Lynchburg, VA

Well, in those cases, you may be entitled to a different set of damages than the ordinary case depending on the blood alcohol level of the person that caused the accident. In the ordinary case, you are entitled to compensatory damages; damages for your pain and suffering, your medical bills, your time out of work, and those kinds of things. If there is a drunk driver involved, you may want to be entitled to punitive damages. Punitive damages are intended to punish the wrongdoer and are in addition to the compensatory damages in such cases. If you are involved in such an accident, you need to consult with an attorney who is experienced in such cases.

In Virginia, you must have at least $25,000.00 in liability automobile insurance or you must pay $500.00 to the Department of Motor Vehicles for the uninsured motorist fund. Practically, we advise that you should maintain at least $250,000.00 in liability insurance policy limits and an equal amount for uninsured or underinsured motorist coverage. That way, if you are ever hit by an uninsured or underinsured driver, you are better protected financially. However, if you suffer a catastrophic injury, even this will not protect you financially. You should discuss this with a Virginia attorney to determine how much insurance you should purchase.

After your personal injury case is over and you have received compensation from the insurance company, you may have to reimburse your health insurance company if you are awarded damages in your Virginia car accident case. Every health plan is different, and before we can answer whether you will have to repay your health insurance company, we need to review your plan specifically. The law governing Medicaid, Medicare, employer health plan, and individual plans varies greatly. If you are injured in an automobile collision, use your health insurance to get the treatment you need to get better. If your health insurance company refuses to pay, call us to help secure your necessary medical treatment. Your health and recovery is the most important thing for you and your personal injury case. Tell your lawyer that you have health insurance and bring your health insurance information to us to review. We will determine if you have to pay any of those ligation proceeds back, and we will advise you of what you should do.