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Few people anticipate that they may one day find themselves in such an overwhelming amount of debt. To the point, that creditors and the threat of foreclosure become a daily occurrence. However, in today's economy this has become more of a regularity than a rarity for many financially strapped individuals. As a result, the downturn in the economy has shed light on the fact that bankruptcy is not the negative alternative to depressing amounts of debt that it was once believed to be. In fact, bankruptcy offers financially floundering individuals with a way to systematically end their financial woes.
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