Joseph L. Grima & Associates
In addition, you may qualify for Chapter 7 in the respect that you do not have enough money to be able to both live and repay your debts, but elect not to file Chapter 7 because you may then lose assets to your creditors. Under Chapter 7 you are only able to protect certain assets needed for a fresh start. For example, an individual filing alone can protect up to $25,150 of equity in real estate. If, however, said individual has more than $25,150 of equity, then the bankruptcy trustee can take the house, sell it, pay off any money owed on it, give the debtor a check for $25,150 and the rest goes to creditors.
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Sentiment Analysis
Second, when I say this man knows what he’s talking about concerning bankruptcy law, VERY informative, VERY KNOWLEDGEABLE of ALL the Chapters.
10/10 would recommend him and his team to anyone in times of distress.
Great communication throughout my service with Joseph L Grima & associates
Grima was very knowledgeable, friendly nd professional in explaining all aspects, implications and ramifications of filing for one bankruptcy type or another and the financial impacts and potential risks associated with each alternative option.
Great service, honest , trustworthy and kept their word on everything….
He was very professional and gets right to the point!
He is honest
He's very responsive and timely in returning calls and answering any questions I had.
I had some interesting challenges through the process.
My bankruptcy (and ALL the preparation leading to it) went pretty smoothly.
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