Chapter 13 procedures in the Northern District of Texas(Dallas and Fort Worth) changed drastically in October 2016. Those individuals who are behind by more than 60 days on their home mortgages will be required to pay their mortgage payments as well as the past due payments through the Chapter 13 Trustee. The Trustee receives a 10% commission on both the ongoing mortgage payment and the arrearage amount. This means if you can't pay your mortgage once the case is filed, your case will dismiss or you will have to surrender or sell the home. Chapter 13 procedures in the Eastern District of Texas ( Collin, Denton, Grayson and others) has not changed and there is no requirement of paying your mortgage through the Trustee. I understand that at some point they will be following this...
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- Chapter 13
Sentiment Analysis
We have talked to several other people who filed Bankruptcy and then we're basically ghosted by their attorney after the filing.
Very friendly and informative
Even though my case has been dismissed she still found time to conference with me on an outstanding matter!
She lead us through what we are proceeding to do for us.
Very pleased with Holly would definitely recommend her to anyone.
However, Holly took her time and explained to me all the available options, so I could make an informed decision that was best for my family.
Holly shared very useful information and also sent me emails with additional details.
We were really in a tight spot, needing to save our car and house when my husband lost his job.
If you need a experienced, board-certified bankruptcy attorney in the Dallas Fort Worth area, you owe it to yourself to hire Holly!
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