Prelle Eron & Bailey
In most cases, all of the equity in your vehicle (one only) will be exempt (i.e. cannot be taken from you by the bankruptcy estate). You can elect to reaffirm the loan and keep making your payments to avoid repossession. In some cases, you can use Chapter 13 to reduce the balance of your loan to the value of your vehicle, and/or restructure the remaining balance over 36-60 months. Alternatively, you can elect to discharge the loan and “surrender” the car if you do not want to keep up the payments. There are other options as well, and a consultation is the best way to figure out what will work for you.
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Sentiment Analysis
If I ever need any other financial guidance or recommendations, she will be the first on my list.
I want to thank January Bailey for helping me on this journey of mine.
This was such a difficult decision to make but, they really eased our stress and explained which chapter would be better for us and our future.
I would leave messages and they would be answered within one or two days.
Their expertise was evident on more than one occasion while working with other firms.
January was fantastic to work with.
Attorney January Bailey and staff are very knowledgeable and were very understanding to my particular situation and I’m grateful to have chosen them for my needs!
Their transparency and willingness to answer all my questions instilled confidence in their abilities, making the legal journey a seamless and stress-free experience.
I know they have many cases to deal with all day long, but they took the time and were always there for me.
She explained exactly what I needed and how the process worldly work.
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