Best Bankruptcy Lawyers in Bonita Springs, FL

Your bankruptcy attorney can help resolve ongoing collection efforts. Obtain the contact information from the offending creditor so that we may serve them with a formal demand to cease and desist from contact. If collection efforts continue despite the cease and desist demand, you need to document all dates and times of contact. We can utilize that information to sanction the offending creditor before the bankruptcy court.

No. You have the right to represent yourself in your bankruptcy case; however, there are many pitfalls for individuals and inexperienced bankruptcy lawyers. Now that the law has changed, there are even more mistakes that can be made. Therefore, it is best to seek the advice and counsel of an experienced bankruptcy attorney who is qualified to guide you through the process.

This is a liquidating bankruptcy, formerly called straight bankruptcy. Its principal advantage is that in a personal Chapter 7 or a business Chapter 7 filing, you come out without any future personal obligations for your discharged debts.

Chapter 11 bankruptcy is a reorganization generally used by businesses or by individuals with substantial assets that would be lost in a straight bankruptcy. In a Chapter 11 proceeding, creditors are temporarily stopped from taking any action while the debtor tries to work out a plan of reorganization and debt settlement. The creditors vote on the proposed plan and it must then be approved by the court. This type of proceeding is designed to preserve an ongoing business that would otherwise be lost in a liquidation bankruptcy.

Chapter 12 bankruptcy is a proceeding specially designed for family farmers and fisherman. It has special provisions that are a combination of Chapter 11 and Chapter 13 bankruptcies.