Best Business Attorneys in Freehold, NJ

Your days of being harassed by creditors will be over. Many of our clients experience an almost immediate sense of relief after talking to us about their bankruptcy options. Once you are on a manageable budget, you will be able to pay essential bills, such as mortgage payments, car payments, phone bills, insurance payments and more.

Generally, employers do not find out if an employee has filed bankruptcy. However, in some cases, it is possible that your employer will find out. For example, if your wages are being garnished, your employer will find out when he or she is told to stop the garnishment.

Many people who want to keep their homes and cars are able to do so when they file bankruptcy. Tomes Law Firm, PC has successfully helped many homeowners save their homes from foreclosure and cars from repossession.

The truth is, if you are having financial difficulties, your credit score is probably already low. By filing bankruptcy and getting a fresh start, you are given the opportunity to get back on track with your finances and start rebuilding your credit score. Bankruptcy will affect your score for 10 years.

The 341(a) meeting occurs after you file for bankruptcy. You and your representation, creditors, and the trustee will meet to discuss your financial situation. The trustee will establish a clear picture of the situation and the creditors, through limited questioning, will try and collect information to best collect their debt, including constructing a valid objection that would satisfy the court.