Best Discrimination Attorneys in Brandon, FL

    1.    It is often wise to pay with a credit card instead of a debit card if possible. Both payment methods allow you to dispute a charge if the merchandise never arrives or is different from what was ordered; however, with a debit card, the purchase is already deducted from your bank account and it may take days or weeks for your bank to reverse the charge.      2.    When ordering online, ensure that the web browser has a secure connection before inputting or submitting payment information.     3.    Keep your receipts and be sure you understand the retailers' return policies and time periods so that you can return any unwanted items for a full refund.      4.    Some retailers offer layaway plans or other payment options to allow shoppers to pay for items in installments or at a later date. Before agreeing to such a plan, be sure to ask whether the retailer charges a fee for it's program and whether payments and/or fees are refundable if the purchase is canceled or returned.      5.    When purchasing gift cards, check whether there is an additional activation fee, and provide the activation receipt to the recipient. Additionally, consider the retailer’s financial situation before buying a gift card. If the retailer closes or declares bankruptcy, the recipient may not be able enjoy the card’s value.      6.    If shopping with a new retailer, check with the Better Business Bureau at BBB.org to determine whether other customers have filed complaints against them.