Best Medical Malpractice & Negligence Lawyers in Charleston, WV

This depends. Bankruptcy is meant to provide the honest but unfortunate debtor a fresh start. It can wipe away debts and help you restart your life whether your debts became overwhelming because of bad decisions or situations out of your control. But Bankruptcy is not right for everyone and every situation. You may be better off negotiating payment plans or cutting your budget back. Bankruptcy provides a solution when things get too difficult.

Yes, you can certainly file bankruptcy on your own, but your chance of a successful discharge is significantly less than if you had an attorney helping you. Bankruptcy is a complicated process even in its simplest form, but people do file and do obtain discharges on their own.

The process for filing any chapter of bankruptcy is going to focus first on gathering information. The bankruptcy petition requires a tremendous amount of information and you need to provide it to your attorney. Once your attorney has this information, he will prepare your petition. After he has completed the petition, often he will meet with you to review the petition and it will be filed. This process usually is done quickly in a simple individual Chapter 7 bankruptcy, but can take considerably more time depending on the complexity of your case.

It is important to know that everything that is filed in court, unless otherwise ordered sealed or anonymous by operation of law, is public record. But it is unlikely many will know or look for your bankruptcy, but it is possible. In West Virginia, bankruptcy filings are sometimes published in the legal notices section of the newspaper.