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Next steps after getting injured on the job Workers’ comp claim: What to do after getting injured on the job According to the Bureau of Labor Statistics, the private industry reported 2.7 million non-fatal workplace injuries and illnesses in 2020 and another 4,764 fatal injuries in the same year. If you get injured on the job, you may be entitled to monetary compensation or medical care benefits through your employer’s workers’ compensation insurance. Read on to learn how workers’ compensation works, what you should do after sustaining an injury or illness at work, and the benefits you may claim on the insurance. Workers’ compensation insurance in a nutshell Workers’ compensation or workers' comp is an insurance cover that provides cash or medical care benefits to employees who get injured or ill on the job or as a direct result of their job. The employer provides and pays for the workers' comp insurance, which guarantees coverage for workplace injuries and illnesses. In return, workers' comp protects the employer from possible lawsuits related to workplace injuries. The employer’s insurance carrier settles the claims. Workers’ comp claims are processed at the state level through the Workers’ Compensation Board or Commission. And although the policy’s rules vary between states, workers’ comp generally works in the same way across the US. The claimant gets compensated if the insurance carrier determines that the reported injury or illness is indeed work-related.