Best Financial Advisors in Cincinnati, OH

A reason to be thankful as we approach the holidays… For years we’ve been warning the traditional approach of asset allocation and diversification alone is insufficient to adequately manage investment risk during retirement. Current financial markets illustrate this point perfectly. As they say, a picture is worth 1,000 words, so take a look at the graphic below. Only once in history (1931) have stocks and bonds simultaneously experienced losses greater than what they’ve experienced thus far in 2022. As I write this, the S&P 500 is down over -23% year-to-date, and the Vanguard Total Bond Market Index is down over -18% for the same period, (Yahoo Finance). The idea that bonds were a sufficient “shock absorber” for a stock portfolio was only true because interest rates had been steadily declining since the early 1980’s. Now that rates are rising again, it's clear this is not an adequate solution. Thankfully, our Defensively Tactical approach has proven extremely effective in mitigating losses during this uniquely challenging environment for investors. The results speak for themselves. Rest assured, our managers continue to utilize their proven, rules-based algorithms to reduce or eliminate exposure to the most volatile sectors of the financial markets. If you know others who might benefit from our unique approach, please don’t hesitate to share us with them.