Best Financial Advisors in Worcester, MA

There are times when these asset classes can be important sources of added return, and can potentially reduce overall portfolio risks due to their low correlation with traditional assets, such as stocks and bonds. When our technical models suggest, we will invest modest amounts of client funds in such alternative asset classes as commodities (energy, agricultural, precious/base metals), foreign currencies, and real estate. These products present unique risks and we will only recommend them when suitable to the investor.

Yes. However, we often favor diversified equity investment vehicles. We believe gaining exposure to an entire sector, as opposed to one or a limited number of stocks in that sector, will likely deliver superior risk-adjusted returns. Rest assured that if you have individual stock positions that you would like us to manage as part of your portfolio, we can apply many of the same value-added investment management techniques that we employ with other investment vehicles. Often, important considerations such as unrealized capital gains justify maintaining long-term individual stock holdings.

We generally do not use illiquid investments such as hedge funds and limited partnerships. Many hedge fund investors learned that not only can these kinds of investments suffer from significant declines in value, but investors may be restricted or limited from withdrawing their money during times of market turmoil.

Clients can access their accounts online 24 hours a day, 7 days a week, through our secure internet login site. You will receive electronic trade confirmations of any transaction and monthly statements showing month-end portfolio values, changes in value since prior month, summary of any transactions conducted during the month, and a detailed list of each investment holding in your account. For those clients who prefer paper of confirmations and statements, we offer that as an alternative. At least once a year, and as often as requested by a client, we provide detailed performance summaries which show, both graphically and numerically, the actual performance of a client account (net of our fees). This report also compares your account performance relative to appropriate benchmarks, so you can assess whether we are delivering the value you expect from us.

We take an active approach to managing client assets. We monitor the investment markets and investment positions held in client portfolios several times a day, every day.