Best Workers' Compensation Lawyers in Chantilly, VA

YES, YOU ARE COVERED IF YOU ARE A PEDESTRIAN AND HIT BY A CAR Does auto insurance apply when you are a pedestrian and are hit by a vehicle? Yes! Under standard insurance policies in Virginia, the insurance company pays for all bodily injuries caused by the insured because of an auto accident. It does not matter if the injured person was in another vehicle, or on a bicycle, or even walking. But did you know that your own auto insurance policy will provide you insur-ance coverage if you are struck as a pedestrian? Your own policy includes underin-sured motorist coverage, which provides insurance in the event you are injured and the driver who hurt you does not have enough insurance available to compensate you for your injuries. Under Virginia Code § 38.2-2206, your underinsured coverage ap-plies “while in a motor vehicle or otherwise” (emphasis added). So, it applies whether you are in a vehicle, or on a bicycle, or even walking. Serious accidents often involve complicated negotiations with insurance com-panies, especially when there is serious physical injury. An experienced personal in-jury attorney can help you navigate that complex road.