Best Adoption Lawyers in Jonesboro, AR

Yes and no. A property tax is dischargeable if it has been unpaid for one year after penalties began on the tax. The problem is that real property taxes in most states, if not all, constitute a lien on the land, which subjects the land to be sold for unpaid taxes. Therefore, the dischargeability of property taxes is only an issue as to personal property taxes. Since most state laws put the burden of making sure that the property tax is paid on the taxpayer, it might be considered evasion if the taxes were never assessed. This would make the obligation non-dischargeable.

While you can pay any creditor you choose after you file a Chapter 7 case, all creditors must be listed whether or not a debt is a dischargeable debt. In Chapter 13, as a general rule, the same type of debt must receive the same treatment. Accordingly, you cannot pay one credit card debt at 10 cents on the dollar, inside the Chapter 13 plan, while paying another credit card debt in full outside the plan.

Yes and no. The closer you obtain a debt to the time of filing will leave you more likely to be sued by that creditor to have your debt declared non-dischargeable. You should always be prepared to inform your attorney of any debts incurred in the six months prior to filing as well as in the 70- and 90-day period prior to filing.

If any of your dependents are personally liable for a debt, the fact that you file bankruptcy will have no effect on their continuing liability for the debt.

A Chapter 7 may be filed eight years after the filing date of a previously discharged Chapter 7 or Chapter 11 case and six years after the filing date of a previously discharged Chapter 12 or Chapter 13 case unless the case paid 70 to 100 percent of the unsecured claims, in which event there is no time limit. A Chapter 13 case may be filed four years after the filing date of a discharged Chapter 7 case and two years after the filing date of a discharged Chapter 13 case.