Best Bookkeeping Services in Albuquerque, NM

1) Always send all correspondence via certified mail return receipt when dealing with creditors. 2) When dealing with your creditors make sure to tape record your calls. In New Mexico you don’t have to tell them you’re recording. Robokiller is a good application to record! 3) Never close a loan with a balance, this will drop your scores 45 points. 4) Never close a credit card with a balance, you will lose 45 points for an account closed with a balance, and will lose 15% of your score because you lost all the credit history that you built up. 5) A revolving account (credit card) can’t be paid ahead. An installment loan can be paid ahead and not have a payment for the months you paid for. 6) If your bank is giving you unjust charges, contact the bank manager and advice if not corrected you will file a complaint with Office of Controller or the Consumer Financial Bureau...