Best Business Attorneys in Decatur, AL

Before our first appointment, we need to know who you owe and how much you think you owe. If you have a mortgage, we need to know how much it is. If you would like to schedule a consultation with one of the most skilled bankruptcy attorneys, please contact John Zingarelli, Attorney at Law.

John Zingarelli will complete the bankruptcy papers for you. He does not give you a stack of forms to fill out. Additionally, our office personnel will help with the bankruptcy process.

Student loans have been difficult to discharge for many years. There are recent developments that make discharge more available. These matters must be considered on an individual basis.

Although it will remain on your credit report for ten years, there are actions we can talk about to help you rebuild your credit during that period. Buying a house and a car within those ten years is still feasible. Many people report that their credit score rises when they file a case, because their debts are reduced.

There are eligibility requirements, but you should not assume that you do not qualify just because you have a higher-than-average income. Many factors go into the determination, and these must be addressed individually.