Best Business Attorneys in Oakland, CA

Car Accident FA Qs: Someone hit my car. Whose insurance do I call? You should always notify your insurance company of an accident. There is no legal need for you to communicate with the other party’s insurer in most cases. What happens if you have no insurance, but the other driver was at fault? It’s never a good idea to drive uninsured in California, but if you have no insurance, you can sue the at-fault party for damage to your vehicle and medical costs. Often, the other driver’s insurance provider will cover property damages. How does car insurance work when you are not at fault? Generally, your insurance company should cover damages according to your policy. Under California law, your insurer has no right to increase your premiums if the accident was not your fault. Who pays for car damage in a no-fault state? In no-fault states, the driver’s insurance usually covers car accidents regardless of whose behavior on the road caused the crash. However, even in no-fault states, the injured party can still file a personal injury claim against the at-fault driver.