Best Business Attorneys in Wichita, KS

Absolutely! The bankruptcy courts have been using electronic filing for almost two decades, and have now made it even easier to file remotely. We can conduct all of our meetings by phone and Zoom to better serve you, if you prefer.

No. Do not engage in any unusual activities with your assets or finances without retaining counsel first. This can cause major problems with your case if not handled properly.

For direct deposit, it should have been received already. For paper checks, it may take several months. You can go to IRS.gov to check the status of your stimulus if you have copies of your 2018 and 2019 tax returns.

A bankruptcy case is reported on your credit for 10 years. Most people discover that their credit score actually increases after filing bankruptcy, by getting rid of all of the negative accounts. One of the keys to success is having a payment post-bankruptcy that will help build new credit history. Even with an improved credit score, some lenders or loan types may have waiting periods before you can take out a new loan. For a mortgage, there is typically a two to four year wait, while many credit cards and car lenders are prepared to extend credit immediately after your case concludes.

Garnishments by almost all creditors are strictly prohibited while a bankruptcy case is pending. It may take a few weeks for the garnishments to fall off, depending on the pay schedule and responsiveness of the payroll department. Once the underlying debt is discharged in the bankruptcy, if dischargeable, the debt will be permanently uncollectible