Chapter 13 bankruptcy applies to individuals who do not qualify for Chapter 7 because they do not pass the means test and need to reorganize debt when income is too high. It also applies for those individuals who need to protect assets (for example automobiles, houses, condos, co-ops, or land), and where Chapter 7 will not provide adequate protection or exemptions in accomplishing this goal. A Chapter 13 provides the legal structure for you to reorganize your debt where a Trustee appointed by the Court will disburse monies in a plan to your creditors in a manner that is generally significantly more favorable than arrangements made outside of the bankruptcy process.
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Sentiment Analysis
Excellent Service
I felt the need to write something during this time because filing for Chapter 7 is never an easy task.
Very professional
This process could be intimidating but this law firm walk with you every step of the way and they are very organized other and they are always there to answer your questions.
My case was handled in a very private and professional manner by both and also by their staff in the office.
BABEL and his staff have been very helpful in guiding us through the whole process of our case!!
I would recommend other people to him.
Very effective lawyers 0
How well Babel and his team understands your situation and making it a better one in the end.
I had so much debt and problems with my credit even court cases and I am so happy as well as grateful to have the office of David Babel’s that I have now a new beginning correcting past mistakes and learning how to manage my finances better I can end the year debt free and really start a new chapter and year with better financial stability and opportunities.
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