San Diego Bankruptcy Attorney
If you fully qualify for Chapter 7, then the trustee is granted the power to seize all of your assets and sell them to recuperate the losses incurred by your debts, except assets which are exempt under California law. Since California maintains relatively generous exemption laws, most people won't have to give up important pieces of property, such as a house or a car. The money netted by the liquidation of your assets is then redistributed to your creditors in order to pay back as much of your debts as possible. Also, the trustee takes a small commission for handling the sale and distribution. Note that certain kinds of debt can't be discharged through Chapter 7, such as child support, alimony, student loans, or a few other kinds of debt. Usually, a person filing through Chapter 7 is...
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- Bankruptcy and Investment Properties
- Extend the Loan Term
- Home Foreclosure
- Home Retention After Bankruptcy
- International Assets
- Landlord Tenant Lawyer
- Mechanic’s Liens and Bankruptcy
- Reduce the Principal
- Reduce Your Interest Rate
- Removing Second and Third Mortgages
- Renegotiate Your Home Mortgage
- Second Mortgage
- Unlawful Detainer
- Vehicle Repossession
- Automatic Stay
- Bankruptcy & Divorce
- Bankruptcy Dos and Don'ts
- Bankruptcy Exemptions
- Bankruptcy Qualifications
- Bankruptcy Myths
- Bankruptcy Terms
- Considering Bankruptcy?
- Emergency Bankruptcy
- Identity Theft & Bankruptcy
- Lawsuits
- Mandatory Disclosure
- Means Test
- Preparing For Bankruptcy
- Signs You Are Heading Towards a Bankruptcy
- Small Business Bankruptcy
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