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The short answer is disabled adults and disabled widows or widowers, divorced spouses, surviving spouses, and children of disabled adults may all be eligible for Social Security Disability (SSDI) Benefits although the requirements vary for each category.

No, representation by a lawyer or a non-lawyer representative is not required, as the claimant is allowed to represent himself or herself through the entire process. However, especially at the hearing before the Administrative Law Judge, having representation is strongly recommended, as a representative can serve as an informed professional advocate ensuring the strengths of your case are fully presented and argued. Additionally, a good representative will be able to deal with any expert witnesses the Social Security Administration may use at your hearing. Statistically claimants with representation are approved for benefits far more often than claimants without representation. A representative can also ensure that your rights are protected during the process, presenting the strongest possible case during appeals.

Things needed for the claim application: Download the Checklist of Items Financial Preparation: As you can see, obtaining Social Security Disability (SSDI) benefits normally will take well over a year and can take over two years in many areas. As a result, it is imperative that as soon as you become impaired, you begin laying out a careful financial plan to you get you through the lengthy process. The ideas listed below should not be considered legal or financial advice, but may serve as useful planning tools. Consider consolidation of debt and avoid additional debt Consider renting out extra rooms in your residence. Consider moving in as a roommate with a friend or relative. Consider using the equity in your residence if needed. Consider obtaining additional checking and credit cards for emergency use only in the future. Consider moving into a less expensive residence. Consider application for financial assistance such as food stamps. Consider contacting your local department of Social Services.