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Stephen H. Kim, Attorney at Law

(50)

What You Can Expect, Stop Repossession, Chapter 7 Bankruptcy

“While talking to Stephen and Angelica, his wonderful assistant, I was very pleasantly surprised of how quickly they understood my situation, and the different components to it, but also, that these were very patient people with a great sense of empat...”

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Worthington Law Center

(30)

Expertise
November
International Student

“Worthington was always contacting me and making sure he was telling me every single outcome of the case, I never heard him once making assumptions about handling the case or making sure that i was going to get the best outcome of it, but he was alway...”

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Dilles Law Group

(23)

Workers Comp
Felt
The Future

“Dilles (Nick) Attorney at Law, is a true professional, including his staff, Ive had the pleasure off working with them for the past 2 years, Ive found him and his staff to be very knowledgeable, pleasant, my case consist off multiple injury issues, s...”

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Wilson and Wisler

(7)

Representing Injured Workers

“So many attorneys wouldn't even listen to our concerns and for so long we did not know his rights under Workers Compensation law.”

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Miranda, Magden & Miranda

(11)

Team
Judge
Compassionate

“From the first moment we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough.”

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Law Office of John Klopfenstein

(24)

Communication
Questions
Case

“Klopfenstein has genune compassion for his clients for which he approaches each case with empathy and understanding, always prioritizing the best interests of those he represents.”

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Sprenkle & Georgariou

(7)

Workers Comp

“Nick answers your emails and phone calls quickly which worked well considering I live in the central valley and commuting to the office would have been difficult.”

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John L. Bailey

ADR, Advocacy & Negotiation, Mediation

“Mail payments payable to: Alternative Dispute Resolution, APC P.O. Box 1411 Salinas CA, 93902”

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Hempel and Mudd Law

(4)

Estate Planning, Including trusts and wills

“Steve was extremely helpful and articulate during every step of the long process, and vital to us dealing with not only the passing of my brother, but all of the logistics in cleaning up and clearing out the many things involved in probate of an esta...”

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Cypress Coast Law - Clark A. Miller

(2)

Chapter 7, House/Car/Foreclosures/Liens, Chapter 13

“I GIVE Clark A Miller 100%great service and i would be 100% to let all my friends about Mr Miller office and other people that need help and he is 100 % nice caring loving person and his wonderful staffing and miss ELVIRA office manager👌👌👌👌👌👌👌👌👌👌👌👍👍👍...”

FAQs

What are the different kinds of bankruptcy?

Bankruptcies for individuals and small businesses fall within two categories: Chapter 7 and Chapter 13. There are other types of bankruptcies for family farmers or fishermen (Chapter 12), for large business (Chapter 11), and (rarely used) for railroads and municipalities.

Do I have to list all of my creditors in my bankruptcy, or can I keep some of my cards?

In bankruptcy you must list all creditors to whom you owe money (aside from your living expenses that you pay off every month). You cannot pick and choose which credit cards to list. Generally most credit card companies will close your account.

What debts are nondischargable in bankruptcy?

Bankruptcy will not discharge child support or alimony, court fines, or recent taxes. Other nondischargable debts include intentional injury, injury caused while driving drunk or debts involving theft, fraud, or embezzlement. Student loans are nondischargable except in very narrow circumstances. Some debts (such as orders to pay money in domestic cases other than for support) are nondischargable in Chapter 7 but can be discharged in Chapter 13.

Will filing bankruptcy really stop my creditors from harassing me?

Yes. Immediately upon the filing of your case an order is entered in the Bankruptcy Court that all creditor actions must cease all phone calls, lawsuits, garnishments, and foreclosures. Creditors take this court order seriously and there are very few violations.

Will bankruptcy affect my immigration status?

No. In the USA, Federal Bankruptcy Law forbids the government from discriminating against anyone for filing a bankruptcy petition. In the bankruptcy process, no one will inquire about your citizenship status. If you do not have a legal Social Security number, we will assist you in applying, without risk or penalty, for a Tax Identification Number.

You can find more info on the FAQ page of our website.

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Thelander Law

(15)

Court
Knowledge

“I'm Michael Buczyna I was recently charged with a DUI and I decided to offer a plea deal on my own and the judge strongly advised me to seek legal advice, I called 9 different attorneys/ lawyers and none of them were willing to work with me on what I...”

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Guenther Law Group

(6)

Compassionate
Law Firm

“Five years ago I found myself drowning in what was mostly medical debt and as a last resort, I visited Ralph Guenther and I can tell you that upon my first introduction , this was a man who conferred calm, soothing advice which immediately made me fe...”

Featured

Who is Eligible to File for Chapter 7? Those who live in the United States have the option of filing for Chapter 7 bankruptcy. People who have already filed for this type of bankruptcy must wait for eight years before they are eligible to file again. To determine your eligibility for Chapter 7, you will need to pass an income test. (If your income is too high, you may need to file for Chapter 13 bankruptcy instead.) Filing eligibility includes having a place to live or a place of business. Those who have property in the United States are eligible to file as well. You don’t have to be employed to file for Chapter 7 bankruptcy. It can be tough to decide if Chapter 7 is the right bankruptcy option. Let the Guenther Law Group help you with that decision. We have the experience to assess your financial situation to determine if Chapter 7 is the right chapter for you.

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Douglas Tsuchiya Law Office

(2)

“If your child or your relative's child has been taken by MCDSS, and the parent is innocent, Mr Tsuchiya seems very competent and decent.”

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Patane Gumberg Avila

(2)

“Really cool people who can always level and tell it to you straight”

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LAW Offices OF Jeffrey L. Tade

(6)

Honest

“He will go out of his way to help someone even if there's no benefit to him.”

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Ruggiero Law Office

(1)

Estate Planning, Corporate and Business, Commercial Transactions

“He has helped me with different issues and I am always pleased with his work.”

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Chilton & House

(9)

Questions

“His expertise and fluency in estate planning and his ability to explain everything in simple terms makes me think we're in good hands.”

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Fenton & Keller

(1)

Estate Planning & Administration, Business, Land Use

“She returned my call in a timely fashion, she was very supportive as I had more than one mini panic attack while on the phone with her.”

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Taylor Jr Robert C

(3)

“Bob helped me with all my mothers estate issues in the most caring, honest, knowledgeable, fairly priced way I could ever ask for.”

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Billie French Law Offices

(1)

“Her methodical approach to solving legal puzzles helped me beyond what I expected and helped me rest at night!”

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Matthew Williamson

(1)

“He took time to listen to my situation in entirety (I called on a holiday that many local attorneys were unavailable on, nonetheless) and he provided me with sharp and insightful feedback.”

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Effie F Anastassiou Law Office

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Saqui Law Group

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Moncrief & Hart

Mergers and Acquisitions, Labor and Employment, Corporate Finance

“Living in Monterey County, one naturally takes an interest in land – in how property is situated and utilized, how produce grows and enters the stream of commerce and theissues the community and stakeholders face in a fast-paced and ever-changing bus...”

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Best Consumer Protection Lawyers in Salinas, CA

The highest-rated Consumer Fraud & Lemon Law companies out of 153 vetted & reviewed in the Salinas area.

Stephen H. Kim, Attorney at Law

Worthington Law Center

Dilles Law Group

Wilson and Wisler

Miranda, Magden & Miranda

Law Office of John Klopfenstein

Sprenkle & Georgariou

John L. Bailey

Hempel and Mudd Law

Cypress Coast Law - Clark A. Miller

Thelander Law

Guenther Law Group

Douglas Tsuchiya Law Office

Patane Gumberg Avila

LAW Offices OF Jeffrey L. Tade

Ruggiero Law Office

Chilton & House

Fenton & Keller

Taylor Jr Robert C

Billie French Law Offices

Matthew Williamson

Effie F Anastassiou Law Office

Saqui Law Group

Moncrief & Hart

Why these companies made our list

Consumer Protection Attorneys near Salinas

Popular in Salinas