Best Bankruptcy Lawyers in Fishers, IN

In order to fully understand your finances, it is important to review your credit report every week. There are many websites that offer free credit reports. However, due to COVID-19, credit reporting agencies are providing free weekly credit reports to consumers. You should review your report to ensure all information is correct and there has been no fraudulent activity. A credit report contains information such as contact information, account information, inquiries, bankruptcies and judgments, and collection activity. Making sure all listed information is accurate is vital to your financial health. The first step in reviewing your credit report is to ensure your personal information is correct. This includes your social security number, date of birth, name, employment data, and addresses. The report lists all open and closed accounts under your name. Furthermore, details such as the account type, date opened, credit limit, current balance, and payment history are outlined. If there are any accounts listed that are not yours, file a dispute with the agency that provided the report. It is especially important to review your payment history. If you have made all of your payments on time, be sure there are not any late or missed payments listed.