Best Bankruptcy Lawyers in Lenexa, KS

A bankruptcy discharge improves your credit score. This reason is you get a fresh start. Many of our clients obtain credit cards, buy homes, and get car loans within a couple of months after their bankruptcy case is closed.

Yes. We use Chapter 13 bankruptcy to block car lenders from repossessing cars. Bankruptcy law allows you to keep your car with a revised payment plan. If you act fast, a bankruptcy filing can get your car back after repossession.

Yes. We use Chapter 13 bankruptcy to cancel foreclosure sales of homes. Bankruptcy law allows you to keep your home and gives you the chance to make up the missed payments over many months. To cancel a foreclosure, the bankruptcy must be filed before the sale.

Yes. After we file your bankruptcy, creditors are not allowed to call you. With credit cards, car lenders, and mortgage companies, the calls usually stop within a few hours. On payday loans, we quickly notify the creditor of your bankruptcy by fax or email. You can give our phone number to the creditors; we will do the talking.

Credit counseling involves answering online questions regarding your earnings, living expenses, property, and amount owed to creditors. Once you have answered the questions, the counselor will issue a certificate and send it to us by email. The cost is $25 or less; payment is by debit card. Bankruptcy law requires filers to get a credit counseling certificate before the bankruptcy. For those who have trouble using computers, we will help you with credit counseling at our office. After the bankruptcy is filed, a second certificate, from a financial management course, is required for discharge.