Best Bankruptcy Lawyers in Mobile, AL

No. Although there is a lot of paperwork involved in filing bankruptcy, having a skilled and experienced attorney will make the process much less stressful and complicated. A couple of years ago, it became mandatory that all filings be done electronically, so that makes it a lot easier.

Yes. Once your creditors have been notified that you have filed bankruptcy, they will not longer contact you. Instead, your creditors will work directly with our office.

No. You can file bankruptcy as many times as you want. However, you are limited on how often you can receive a discharge. You can receive a Chapter 7 discharge once every eight years, or a Chapter 13 discharge every two years. If you receive a Chapter 7 discharge, you have to wait six years before you can receive a Chapter 13 discharge. If you receive a Chapter 13 discharge, you cannot receive a Chapter 7 discharge for four years. If you do not receive a discharge, you can re-file as many times as you want. Be advised, however, that the court will punish serial filers by preventing them from filing again for six months or more.