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Cameron Bankruptcy Law

(50)

Knightdale, Fayetteville, Smithfield

“You all took a very hard and painful situation in my life and graciously, with great expertise and economically, walked me through the process of filing bankruptcy.”

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Law Offices of John T. Orcutt

(44)

Commercial
Sleep
Nightmare

“From the moment I reached out, the entire team exuded attentiveness and consideration, traits that immediately instilled confidence in their abilities.”

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Hendren Redwine and Malone

(13)

Personal Injury, Environmental Law, Insurance Claim Dispute

“Fortunately for me, he was empathetic, sincere, and willing to do his best to help me at a time when I came close to giving up; and willing to travel to Wilmington when it came time for me to sign papers.”

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Joshua Macnamara, Attorney

(42)

Sound
Empathetic
Landlord

“I am not someone who writes reviews, but when I found myself in a precarious situation with the North Carolina Department of Revenue, I didn't know where to turn.”

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Weik Bankruptcy Attorney

(18)

Feel
Law Firm
Meeting

“It took less than 120 days to go from the initial consultation, through the preparation, the filing of Chapter 7, the 341 meeting, and to the discharge.”

FAQs

Can I file bankruptcy if I am retired?

If you are thinking about filing a Chapter 7 bankruptcy, individuals who have retired file quite often. Many times, people think that they have enough money in savings to survive after retirement, but after a period of time, they find out that they have fallen short on their plans.

Will everyone know that I filed bankruptcy?

There are generally three ways to find out about a bankruptcy filing. First, if you are a creditor listed in a case, you will receive ntice of the filing. Next, you can find out about a filing if the Debtor tells you that he has filed. Finally, the Bankruptcy Court has a website that can be used to verify a filing.

What exactly is a 341 hearing?

A 341 hearing is a hearing required by the Bankruptcy Code under Section 341. It is often referred to as the Meeting of Creditors. Once a bankruptcy case is filed, your hearing is usually scheduled with 30-45 days. This is the chance for your appointed Trustee to ask you questions about your case. The questions are generally fair, reasonable, and easy to answer. It is also the chance for your creditors to question you. Most of the time, your creditors will not appear at the hearing, but if they do, your attorney will be there to help you. Usually, there is an entire room full of people in your exact situation and there is no reason to be embarrassed or nervous.

Why should I come to see you instead of trying to consolidate through a credit counselor that I saw on television?

Before doing anything, you should evaluate all of your options. Go to the Credit Counselor and see what they can offer. Consolidating under Chapter 13 is much more powerful. Often times, the credit counselor will call each of your creditors to see if they will accept a lower payment or a lower interest rate. The creditor has control over the payment terms. A Chapter 13 plan is designed to pay the creditors back according to your income and expenses. Interest is automatically eliminated for unsecured debt and reduced from certain secured debt. A plan is submitted to the Court and the creditors must accept the filing. A credit counselor is often powerless to consolidate back taxes, student loans, automobile payments, child support, co-signed debt or any other secured debt. A Chapter 13 can usually incorporate this type of debt.

If I file for Chapter 7 or Chapter 13, will my creditors have to stop calling me at home and at work?

Once a case is filed with the Court, all creditor contact must stop. A creditor is forbidden to send you a letter, call you on the phone, leave you a voicemail message or even send you a monthly bill. The laws are designed to protect you and the creditors can take NO further action to collect the debt.

You'll find more information on the FAQ page of our website.

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Guirguis Law

(17)

Family Law, Personal Injury and Wrongful Death, Wills, Trusts & Estate Planning

“We were always kept aware of the realistic expectations of our case, and I truely saw the extended efforts of Nardine and her team to ensure the success of not only our case, but other family members cases as well!”

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Jordan Legal Services

(25)

Personal Injury, Workers Compensation

“Very professional and efficient,she makes time to communicate with you I enjoyed her services and her assistant hope I never see her again due to circumstance but if I do she's my first option”

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Miller Monroe & Plyler

(3)

Sports Law, Injuries & Wrongful Death, Estate and Fiduciary Litigation

“Great group of lawyers to are fully capable of handling a clients needs”

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Bradford Law Offices

(11)

Questions

“Not only did Danny talk with me and answer any and all questions I had from day one, but he walked with me through each step making sure I understood what was going on.”

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LAW Office OF Derek Caldwell

(4)

“Now seven years later I still stay in touch with Derek as I thoroughly enjoy our conversations and his insight.”

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Sprouse Law Firm

Creditors’ Rights, Business Law, Foreign Judgments

“Our firm tackles your biggest challenges and finds simple solutions to your problems. Mr. Sprouse has more than 15 years of experience in the areas of collections and construction law, and uses that knowledge to advise his clients through North Carol...”

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Ceradini Law

(3)

Bankruptcy, Litigation and Dispute Resolution, Business Law

“Professional, patient, methodical, relatable and compassionate with their clients.”

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J.M. Cook

(6)

“Good value and knowledgeable.”

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Law Office Of Calvin Craig

(2)

Mr. Craig

“Craig is very easy to deal and is a great help when dealing legal issues”

Featured

Filing for bankruptcy is a difficult decision that many individuals face at some point in their lives. In North Carolina, understanding when it's time to file for Chapter 7 bankruptcy can be crucial in getting your financial situation back on track. This blog will explore the signs that indicate it may be time to consider filing for Chapter 7 bankruptcy and how this process can help you achieve a fresh start financially. One of the most common signs that it may be time to file for Chapter 7 bankruptcy is when you are struggling to make minimum payments on your debts. If you find yourself using credit cards to pay for everyday expenses or are constantly juggling bills, it may be a sign that your debt has become unmanageable. Filing for Chapter 7 bankruptcy can help eliminate most unsecured debts, such as credit card debt and medical bills, allowing you to have a clean slate and start rebuilding your credit. Another sign that it may be time to file for Chapter 7 bankruptcy is when creditors are constantly harassing you for payment. If you are receiving multiple calls from collection agencies or facing threats of legal action due to unpaid debts, filing for bankruptcy can provide relief from creditor harassment through an automatic stay. This legal protection prevents creditors from contacting you or taking any further actions against you while your bankruptcy case is pending.

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Manning, Fulton & Skinner

(3)

Firm History, Events, Video Library

“They were helpful and knowledgeable about my family situation.”

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Everett Gaskins Hancock

(3)

State and Local Government, Nonprofit Organizations, Property Tax Appeals

“I had the privilege of working with Jason Tuttle who is not only a highly professional legal expert but also an incredibly empathetic and compassionate human being.”

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Biggs Law Firm

(2)

Business Law, Estate Planning, Agricultural Bankruptcy

“Dana Stott come highly recommended for her professionalism, hard work ethic and communication skills when speaking and advising her clients.”

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Levy Law Offices

“Levy Law offices focuses on Bankruptcy, Family, Employment and Worker's Compensation law in Raleigh, NC.”

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Wake Legal & Associates

(2)

“I found Wake Legal by doing a Google search to help a family member with a bankruptcy and some other work and was simply amazed at Mr.”

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Ryan Dyson, Attorney & CPA

(4)

Asset Protection, Power of Attorney

“Very knowledgeable, professional, and competent.”

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Raleigh Bankruptcy Law Firm

(3)

“Their attorney is very smart and knows how to help debtors and creditors reach a win-win outcome for both personal and business bankruptcies and their rates are the best in the Triangle!”

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Cain Law

“Being accused of a crime can be an extremely stressful experience. Regardless of what you've been charged with, you have rights that are worth protecting and you will have a chance to defend yourself in court. The best thing you can do is hire a comp...”

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Start Fresh Today

“If you are looking for a credit counseling certificate or debtor education certificate from an approved credit counselor, Cambridge Credit Counseling Corp. will help you. You can easily complete a Budget and Credit Counseling briefing and receive you...”

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Sasser Law Firm

(24)

Money
Understand
Questions

“If you find yourself considering bankruptcy, I recommend contacting them, you will at least walk away informed about your options and well prepared if you move forward.”

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Average Cost	$1239
Minimum cost	$929
Maximum cost	$4953
Avg Per Hour Rates	$465

Best Bankruptcy Lawyers in Raleigh, NC

The highest-rated Financial Restructuring & Creditor-Debtor Law companies out of 193 vetted & reviewed in the Raleigh area.

Cameron Bankruptcy Law

Law Offices of John T. Orcutt

Hendren Redwine and Malone

Joshua Macnamara, Attorney

Weik Bankruptcy Attorney

Guirguis Law

Jordan Legal Services

Miller Monroe & Plyler

Bradford Law Offices

LAW Office OF Derek Caldwell

Sprouse Law Firm

Ceradini Law

J.M. Cook

Law Office Of Calvin Craig

Manning, Fulton & Skinner

Everett Gaskins Hancock

Biggs Law Firm

Levy Law Offices

Wake Legal & Associates

Ryan Dyson, Attorney & CPA

Raleigh Bankruptcy Law Firm

Cain Law

Start Fresh Today

Sasser Law Firm

Bankruptcy, Insolvency & Restructuring Legal Services in Raleigh, NC Cost Estimates

Why these companies made our list

Creditor/Debtor and Bankruptcy Attorneys near Raleigh

Popular in Raleigh