Best Bankruptcy Lawyers in Saint Louis, MO

No. Once your bankruptcy is filed, you get the protection of the automatic stay. Think of it like a big bubble that goes around you and all your stuff. Creditors are not allowed to contact you and must stop any collection activities (i.e. garnishments, repossessions, evictions, foreclosures).

Yes. You have to make one court appearance, approximately 30 to 45 days after your case is filed. Under certain circumstances, you can appear telephonically.

Yes. Once you file a chapter 7, you can incur debt (such as credit cards and car loans) the day after it is filed. Once you file a chapter 7, you generally have to wait two years from your discharge to get a mortgage (per FHA guidelines). If you file for chapter 13 bankruptcy, you can incur debt, but you must first get permission from the court.

No. While our doors are open for in-person meetings, here at Groswald Law, we use cutting edge technology so you can file bankruptcy from the comfort of your home. Groswald Law provides consultations via phone, Zoom, or any other electronic medium. In addition, we use DocuSign so you can electronically sign off on all legal documents. Also, the Groswald Law website provides a portal to securely transfer files while protecting your personal information.

As a result of the COVID-19 crisis, the federal government, and some state and local governments, have imposed moratoriums on foreclosure and eviction proceedings. You may qualify for a loan modification or other deferment options (important tip: just remember that you must pay deferred payments later). Call today to find out more information.