Best Bankruptcy Lawyers in Scranton, PA

Once you receive a bankruptcy discharge, you are no longer required to repay any of the debts that were discharged. After the discharge, you are free to repay any debts that you want to, and, if you choose to make a sporadic payment to a creditor, this will not make you responsible for the rest of the debt. Additionally, creditors are prohibited from trying to collect on any debts that were discharged in the bankruptcy. As with the automatic stay, any violation of this law can have serious consequences.

To file for bankruptcy, you will need to provide the following:A list of all creditors, including the amount and nature of each claimThe source, amount, and frequency of your incomeA list of all your property; andA detailed list of your monthly living expenses (e.g. food, clothing, shelter, utilities, taxes, transportation, medicine, etc.) If you are married, you must include the above information about your spouse, even if they are not filing with you. While all of this information is not mandatory for the initial interview with one of our attorneys, it is helpful to bring as much of it as possible so we can give you an accurate list of your legal options.

No. The law expressly prohibits both governmental units and private employers from discriminating against a person solely because they filed for bankruptcy.