Best Criminal Defense Lawyers in Panama City Beach, FL

Praise the Lord the power is back on in some of our neighborhoods in northern Bay County. nnI’m not good with a chainsaw, but .......nnI can help answer your questions about homeowners insurance coverage and legal issues arising out of hurricane Michael-FOR FREE-NO FEES OR COST. Contact me on Facebook. nnHere are some helpful tips: n1. To make a claim find your policy number and call your insurance company to make a claim-get your claim number;n2. Schedule a time to meet the adjuster at your home;n3. Take photographs of your damage before any repairs are made and after repairs are made;n4. Keep all of your receipts for repairs and keep original receipts-only give adjusters copies or photos of receipts;n5. Beware of price gouging by out of town contractors-Get estimates in writing before work is started; get more than one estimate;n6. Make contractors show proof of liability insurance and workers comp insurance; if someone gets hurt repairing your property, you could be sued for their injuries;n7. Get contractor’s license numbers and check with Florida Department of business and professional regulation if valid;n8. Never pay until all work is complete; Pay with credit card so you have an opportunity to dispute the charge if there is fraud. n9. Don’t be pressured into starting work by a contractor. n10. Take a photo of the contractor and their license number and their tag number on their vehicle. n11. Call an attorney if you have a dispute with your insurance company. 12. Public adjusters can help increase the amount collected for a claim, but they charge you a percentage of the money you receive for your insurance claim, like some attorneys do. n13. Only attorneys can file lawsuits in court, so if you have to sue your insurance company, you need a lawyer. n14. Only lawyers licensed by the Florida bar can file lawsuits, except in limited circumstances.