Best Criminal Defense Lawyers in Springfield, MA

Helpful legal tip: Check out your COLLISION coverage. To start, check out your declaration page on your insurance policy. Its that page in the packet the insurance company sends you once a year that has a bunch of numbered boxes with values and rates next to it. In Massachusetts its titled “Coverage Selection Page” and Collision is item number 7. If you have coverage, there is a deductible with a value ($500, $1000, ect.) and a price next to it. That means if your car is hit by another car, your car rolls over, you hit a tree or you hit a pothole…you are covered. If the accident is not your fault you will get coverage from your insurance first and fast then your insurance gets reimbursed by the at-fault person’s insurance company. If the accident is your fault, you get coverage for your vehicle minus that deductible amount. All around it’s important to have this coverage no matter what. It is an additional expense and you don’t “need” it, but it can be very helpful and important! In the last few months, we have seen more accidents where someone did not have this coverage and the other person that caused the accident had no insurance, lapsed insurance or limited property damage coverage. Then there was little or no payout for the vehicle. That means NOTHING was paid for the value of the vehicle with the no coverage or lasped coverage. Protect yourself and make sure you have the right coverage for your needs!