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Yes. If you do not inform your employer and file a claim, you may be time barred from doing so in the future. If your employer knows that you have been injured at work, they should file a claim for you. However, they might simply give you a claim form and ask you to fill it out and return it to them.

No, not always. However, you must very closely review the notices sent to you to make sure they are right. You should consult an attorney. The rules regarding MPNs are very technical and, generally, you will need an attorney to fight this. In some cases, your doctor can write a letter to the employer, stating that you have a chronic condition. If accepted by your employer, you may be able to stay with your existing doctor for up to one year. Again, you should speak to a lawyer about trying to keep your doctor. Otherwise, your employer can force you to select a new doctor that is within their MPN.

You must first report your injury to your employer and then see a doctor. If that doctor takes you off work, you are entitled to TTD if you cannot work at all or TPD if you can only work part-time. However, your claim must be accepted by your employer before you will get either TTD or TPD. Your employer may take up to 90 days to decide whether to accept or deny your claim. During this 90-day period, you will not receive either TTD or TPD. Your employer may accept your claim before the 90 days are up, at which time, you can get TTD or TPD as long as your doctor says that you should.