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Tovar Law Firm

(19)

Divorce & Personal Injury, Bankruptcy

“Attorney Tovar's vast knowledge of contract Law and bankruptcy code along with his ability to clearly communicate them , made understanding the process and options simple .”

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Luong Lechau Law Firm

(49)

Intelligent
Information
Patient

“Luong is very intelligent and helpful when it came to the stressful situation of myself filing my bankruptcy but the process was moved along very quickly and got discharge paperwork quickly after filing if you are looking for a attorney who specializ...”

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Bill Pollard CPA

IRS Representation, Foreclosure and Short-Sale Tax Consequences, Corporation, LLC and Partnership Formation

“We are dedicated to providing our clients with professional, accurate andcost-efficient tax preparation, complemented with exceptional service. Our tax experts offer comprehensive tax services and”

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Law Office of John Kyle & Gregory Smith

(11)

“I want to thank Greg and Janice very much for helping through my bankruptcy they made very easy and fast and if you had any questions they where quick to help you and the most important thing for me was that they all made sure I understood everythin...”

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Law Office of Thomas P. Hogan

(46)

Family Law, And Personal Injury Cases, You Are Not Just a Number at Our Office

“My boyfriend passed away while I was pregnant, Tom hogan law office helped me with no charge… talked to me and just helped me to get me started on the steps I needed to take in order to get my boyfriends name on my daughters birth certificate..”

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Law Office of George T. Burke

(49)

Real Estate, Personal Injuries, Bankruptcy

“He did a great job if I had any questions he had the answers and good value other lawyers would have charged way more and very responsive if I called him he would call me right back no run around bankruptcy was made ez you can't go wrong with the gu...”

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Fraley & Fraley

(50)

Questions
Expertise
Credit

“From the first phone call and interaction with Jacky, who was so kind even after I rescheduled a few times because I was hesitant and scared to even go through the process, was always very patient and accommodating.”

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Law Office of Flor A. Tataje

(25)

Bankruptcy Alternative, Bankruptcy

“I honestly can say, I had the best representation I could of ever asked for, their professionalism with their assistance made the process so easy for my Family going thru with the bankruptcy, I totally recommend Law Office of Flor A.”

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Attorney Debt Reset

(21)

Knowledge
Questions
Communicated

“The guy greeted me at the door with politeness, the bankruptcy attorney I spoke with over the phone was great and I might not even have to file bankruptcy.”

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Modesto Bankruptcy Attorneys

(26)

Bankruptcy & Divorce, Chapter 13 Plan, What Is a Wage Garnishment?

“In helping an out-of-town relative work through a difficult financial time, after my online research, Modesto Bankruptcy Attorneys stood out as the best option to contact.”

FAQs

Am I required to take a credit counseling course when filing for Bankruptcy?

Yes. Congress has determined that you must complete a credit counseling course prior to filing a Bankruptcy case and a financial management course after filing.

Do I need an attorney to file for Bankruptcy?

You are not legally required to have an attorney to file a Bankruptcy case. However, it is strongly recommended that you speak with a trustworthy Bankruptcy Attorney to assist you in the process. Filing for Bankruptcy is a very detailed and involved process. It is far too common that our office receives a call from a Debtor that filed Bankruptcy on their own and now they need help.

How can I save my house from foreclosure?

The most common way to save a home from a foreclosure is by filing for Chapter 13 relief prior to the foreclosure sale date. If successfully done, the automatic stay goes into place, preventing the mortgage company from selling your home.

How does the Means Test work?

In 2005, Congress revamped the Bankruptcy Code. One of the major changes to the Code was the addition of the Means Test, a standardized test to prevent high income earners from filling for Chapter 7 relief. The test is used to determine whether you should have disposable income remaining after paying for certain Congress approved expenses. If you do, then the Court requires you to commit those funds in a Chapter 13 payment plan. If not, then the Court allows you to proceed with a Chapter 7 case, assuming you qualify otherwise.

Will the Bankruptcy Court take my house if I for Bankruptcy relief?

It depends on which Chapter you end up filing and how much equity you actually have in that home. If you file for Chapter 13, it is unlikely the Court would ever take your home. In Chapter 7, however, it would boil down to how much equity you have in the home and whether you can exempt that equity.

You can find more answers to some of our most commonly asked questions on the FAQ page of our website.

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Equal Justice Law Group

(20)

Asylum, E-1 & E-2 Visa Lawyer, Employment

“Very professional in explaining what would be the best route for my situation and did not push bankruptcy as it would not be best for what I need to do.”

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Pakpour Banks

(6)

Landlord/Tenant, Estate Planning, Probate

“If I needed a lawyer again in the future I'd rehire Brian and recommend him to anyone who asks.”

Featured

In California, where the divorce rate is notably low, legal separation is a significant option for couples considering ending their marriage. Pakpour Banks LLP, with its seasoned family law attorneys, offers expert guidance through the complexities of legal separation. Unlike many states, legal separation in California involves the courts and allows couples to live separately while maintaining their marital status. This option can cater to various personal, financial, or religious reasons. The process entails court filings and addressing issues like finances and child support. However, both parties must agree to the separation, and there are no residency requirements like in divorce cases. If you're considering legal separation and have questions, Pakpour Banks LLP provides personalized assistance to ensure your priorities are addressed.

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Barry H Spitzer Law Office

(9)

Chapter 13, Small Business Bankruptcy, Bankruptcy Litigation

“Barry does everything himself there is no middle man, he's very responsive to emails, telephone and keeps the communication intact.”

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Cherry Bankruptcy LAW

(8)

Compassionate
Knowledge
Kindness

“My interactions centered mainly with Glen Glazer and simply cannot appraise more his breadth of knowledge and comprehensive approach to satisfy your needs.”

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The Law Offices of Melanie Tavare

(31)

General Bankruptcy, Chapter 13 Bankruptcy, Bankruptcy Law

“With an over leveraged business venture, the pandemic in 2020, plus losing my full-time job just days prior to 2021; saying that I was lost would be an understatement.”

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Sacramento Bankruptcy Lawyer

(47)

Emails
Phone
Team

“Having Paul in your corner to go to bat for you is a no brainer, he will make you feel at ease and after your first conversation with him, you'll understand that he's there to help at any capacity that he can.”

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Law Offices of Ryan C. Wood

(14)

Questions
Human Being
Trust

“When I first met Ryan he was layback and you can tell he was there to hear you and help you easy to work with great services couldn't be happier with the end result glad that I filed my bankruptcy here .”

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Adam Garcia

(18)

California Area

“After my initial email to gather more information and to set up a consultation, I was contacted by Michael Benavides, whose office resides in Citrus Heights.”

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Bowles & Verna

(2)

Car Accidents, Insurance Law, International Business Litigation

“Bowles & Verna have proven their worth to me time and again.”

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Property Foreclosure Rescue - Pearl Ahlquist-Ruby

“Whether you're a first-time buyer or a seasoned investor, Pearl's website provides a wealth of valuable information. Explore essential topics such as selecting the perfect property, making competitive offers, effective negotiation strategies, financi...”

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Entra Default Solutions

“Entra Solutions provides title and settlement and lender services, including asset management and non-judicial trustee services, to real estate agents and lenders.”

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Sally Dunbar, Lyon Real Estate

“Gloria is a great example of that. A few years ago, Gloria called me to list her home on the bluffs of the American River. I was excited! She then confided she was recently widowed, and needed a change. She was sad. I told her she had the best invest...”

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Grech Legal

(48)

Estate Planning
Communication
Patient

“In our initial discussions, he listened to what we had to say, explained clearly what legal approaches we could consider, and made sure that all our questions were fully answered.”

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Law Offices of W. Kirk Moore

(50)

Feel
Meeting
Matter

“After speaking with him and him explaining the chapter 13 process I was convinced that I wanted to use his Services I am currently at the end of my three years and he has a great team that is very responsive to any questions or concerns that I may ha...”

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Average Cost	$2196
Minimum cost	$1647
Maximum cost	$9879
Avg Per Hour Rates	$247

Best Foreclosure Lawyers in Lodi, CA

The highest-rated Mortgage Modification & Foreclosure Litigation companies out of 121 vetted & reviewed in the Lodi area.

Tovar Law Firm

Luong Lechau Law Firm

Bill Pollard CPA

Law Office of John Kyle & Gregory Smith

Law Office of Thomas P. Hogan

Law Office of George T. Burke

Fraley & Fraley

Law Office of Flor A. Tataje

Attorney Debt Reset

Modesto Bankruptcy Attorneys

Equal Justice Law Group

Pakpour Banks

Barry H Spitzer Law Office

Cherry Bankruptcy LAW

The Law Offices of Melanie Tavare

Sacramento Bankruptcy Lawyer

Law Offices of Ryan C. Wood

Adam Garcia

Bowles & Verna

Property Foreclosure Rescue - Pearl Ahlquist-Ruby

Entra Default Solutions

Sally Dunbar, Lyon Real Estate

Grech Legal

Law Offices of W. Kirk Moore

Short Sale Negotiation and Loan Modification Legal Services in Lodi, CA Cost Estimates

Why these companies made our list

Foreclosure Lawyers near Lodi

Popular in Lodi