Best Personal Injury Lawyers in Pharr, TX

Debunking Common Misconceptions About Property Damage Insurance Claims 1. Misconception: I have to accept the first settlement offer from my insurance company Truth: It’s crucial to understand that you’re not obligated to accept the initial settlement offer from your insurer. You have the right to negotiate for a fair settlement that reflects the true extent of your damages. 2. Misconception: Making a claim will automatically increase my premiums. Truth: While it’s common to fear that filing a claim will increase your insurance premiums, this is not always the case. Many factors determine premium rates, including the number of claims filed by neighboring residents in your area. 3. Misconception: My insurance policy covers all types of property damage. Truth: Not all types of property damage are covered under standard insurance policies. Common exclusions often include certain natural disasters like floods or earthquakes. 4. Misconception: I don’t need to hire a lawyer to handle my property damage. Truth: When your car needs to be fixed, you call a mechanic. When you have a major leak, you call a plumber. True, you can do these yourself, but there are certain things you should let a professional handle. 5. Misconception: A Lawyer is too Expensive to Hire; They’ll Just Take All of My Claim Money Truth: We do everything in our power to ensure that your portion of the insurance recovery is enough to completely fix the damages to your property.