Best Probate Attorneys in Cicero, IL

Preparing to close on your new home? One important thing to remember is getting a cashier's check for the closing. This might seem straightforward, you may be wondering what is the best time to obtain this check. Cashier's checks, also referred to as bank or certified checks, are secure checks issued by a bank against its own funds; these are often required for funds brought to a real estate closing. They guarantee availability of the funds in buyer's bank account, enabling a smooth closing. It may sound convenient to get this check well ahead of closing day simply to eliminate one task from your list. However, it’s optimal not to get it too early due to several reasons: Final figures for the deal can change up until the last minute necessitating you to issue another check; Carrying around a large sum of potentially non-replaceable money is risky & thereby discouraged; And because these checks expire, possible delays can render them useless making you start all over again. So when should you get your cashier’s check? The answer is: no more than 1 day before closing. Confirm the exact amount needed with your agent, lender or attorney and set an appointment with your bank, allowing enough time for you to arrive at the closing location. Don't cut it too close!