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Minority-owned, Women-owned, and Veteran-owned Businesses with VOSB Certifications in Florida get Special Funding and Benefits. Government programs are available for veteran-owned businesses with a VOSB certification in Florida. Obtain a VOSB certification and benefit from business loans, investment capital, disaster assistance, surety bonds, special grants, commercial and federal contracts, business networks, and client databases by obtaining one of the following: MBE (Minority-owned Business Enterprise) MWBE (Minority/Women-owned Business Enterprise) DBE (Disadvantaged Business Enterprise) NMSDC (National Minority Supplier Development Council) Over 4.7 million small businesses are owned and operated by veterans, minorities, and veterans—and are to thank for creating 4.7 million jobs within the last 10 years. Unfortunately, such small businesses face a layer of vulnerability obscure to their majority counterparts. Veteran-owned businesses are much less likely to get contracts, loans, and on average, get half of what they otherwise would from lenders and investors. To stimulate the economy and help disadvantaged small businesses compete, the government is offering special programs to those that get certified in Florida. The programs are not designed to be charity, nor do they give Veteran-owned businesses special treatment; it is an attempt to level out the playing field by increasing visibility and the number of potential opportunities.