Best Workers' Compensation Lawyers in Parma, OH

Reasons Car Insurers Give for Underpaying Ohio Injury Claims Car insurance companies make numerous excuses for minimizing payouts to crash victims. These excuses may seem legitimate at first, but crash victims should always take a closer look. Common justifications for underpaying claims include preexisting conditions. Insurers assert that the injuries were not caused by the accident and existed beforehand. Additionally, insurers might claim there is inadequate documentation to support the claim. They often demand extensive records and other paperwork in an effort to stall the process. Many insurance policies have specific limitations and exclusions that insurers use to justify lower payments. They might say the policy does not cover the type of injury claimed or that the compensation amount you are seeking goes above policy limits. Insurers like to point to contributory negligence, suggesting the victim was partially at fault. Quick settlement offers are another strategy used by insurance companies. Insurers hope to use this tactic to close a claim quickly before the victim realizes the full extent of his or her injuries and damages. Victims might notice several signs that they are receiving a lowball offer. For example, if the settlement offer came quickly, the insurer is pressuring them to settle or they try to dismiss vital evidence, like medical records or accident photos.