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6 Reasons You Should Have a Power of Attorney - Most people think of establishing a Power of Attorney in relationship to their estate plan, appointing someone to handle your assets and affairs. But this single legal document can do so much more. How might it benefit you in other ways?    First, a power of attorney (POA) is basically providing legal authority to someone else to act on your behalf. Plain and simple. Obviously, you'll want to select an individual you trust to act in your best interests, so choose someone you know very well. Now, what are the six ways a POA can benefit you?    Incapacity. Suppose you become incapacitated for any reason, such as injury, illness, or old age. In that case, the appointed individual can step in to make decisions you would typically have made.  Finances. The POA allows this individual to pay your bills, access your bank accounts, and more. This benefit can ensure your monthly bills are still paid on time, for example.  Healthcare. This is a significant benefit of having a POA, usually called a Healthcare Power of Attorney. If you are hospitalized, unable to speak for yourself, and the medical care team needs permission to proceed with a treatment, your trusted agent can provide that permission, or not, based on what is in your best interest.  Business. If you are an "in-demand" business owner or high-level executive, you already know you can't be in two places simultaneously. W...