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Parker and Dufresne PA

(50)

Bankruptcy, Foreclosure, Family Law

“I just wanted to take a minute of your time and say thank you to Greg and Sandra for an amazing job on my bankruptcy and making me feel comfortable through a very difficult time.”

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Law Office Of Glenn S. Banner

(49)

Auto Accidents, Consumer Protection, Property Damage

“He guided us throughout the entire ordeal of our dispute and at one point even offered his service pro bono if we didn't want to press further (we did because property management companies suck).”

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The Devries Law Firm

(48)

Family Law, Personal Injury, Estate Planning

“I received my Estate Planning Portfolio last week from Shawn Devries Legal and boy what a beautiful binder and presentation, all the work put into it and how organized it was, is truly amazing.”

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Gahanian Law PA Bankruptcy Lawyers

(50)

Bankruptcy, Debt Settlement, Homeowners Insurance Claims

“This was the first n hopefully last time I needed Talia Gahanian Law, I asked a million questions and she answered them and which bankruptcy I should file.”

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The Law Offices of Randy Reep

(48)

Expunge, Bankruptcy, Traffic Citations

“I've got to say, my situation was one of the hardest things I've ever had to go through and Randy, Kris, Bonnie, Camila and Amber were so helpful and amazing through the process.”

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Law Office David M. Goldman

(48)

Probate Litigation Lawyer, Elder Law, Probate Lawyer in Jacksonville

“There was no question that Wesley not only had an answer for all our questions involving a Trust but also went over in detail and made sure we understood.”

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Law Offices of Leanne Perez

(48)

Step Parent Adoption, Pre & Post Nuptial Agreements, Lgbt Family Law

“I was kept in the loop on next steps and had confidence that Leanne's attention to detail would be just the right thing to get this matter closed quickly.”

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Adam Law Group

(46)

Real Estate, Business Law, Bankruptcy

“We contacted 4 different BKY businesses and they were horrible they knew about the difference of a Business BKY or Personal or act as if they don't care what you do.”

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Law Offices of Sacks & Sacks

(45)

Family Law Faqs, Spousal Support & Alimony, Emergency Motions

“If your looking for a great attorney to represent you definitely choose them because they will not fail to disappoint you they will make sure you are taken care of properly !”

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Law Office of Robert H. Wood P.A.

(43)

Divorce Law, Child Support & Custody, Bankruptcy Law

“Wood and Allison clearly explained what would happen and made sure we were aware of any court dates, appearances or just general updates about the case.”

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Higginbotham Bankruptcy Law Firm

(47)

Debt
Chapter 13 Bankruptcy
Email

“I even had a hiccup with my mortgage stuff and Douglas Higginbotham made sure he went above and beyond and I know he spent more time than he intended on my case but he got it done and made sure the end result was what I wanted.”

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Beckus Law Firm

(50)

Family Law, Criminal Law, Bankruptcy Law

“I went into this battle looking at 1 supervised visit a month and ended with Full Custody, child support, and long distance time sharing for the other parent.”

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Jimerson Birr

(33)

Regulated Industries, Franchising, Real Estate Development, Sales & Leasing

“Would recommend to anyone looking for that "in-house", personal relationship with a law firm that actually takes an interest in the success of our business overall and works with us on strategies to help us achieve that rather than just milk us for m...”

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Rise UP Legal | Attorneys-at-Law

(36)

Personal Injury, Estate Planning, Trust Administration

“They were very professional but at the same time compassionate treated me like I was the most important client they I would recommend them to everyone had my best interest at all times.”

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Grigaltchik & Galustov

(50)

Job
Ethic
Interest

“Great and affordable pricing for my divorce, honest and reliable practice as well david was very patient with my time gathering documents and assessing what I wanted.”

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Cleaveland & Cleaveland, P.L.

(43)

Consumer Law, Estate Planning, Probate

“This time I had Nancy and she not only had her turn over the information , she had a judge force my former wife to pay Cleaveland and Cleaveland for the legal bill for the extra work it took to overcome her attorney's delay.”

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Pinkston and Pinkston

(32)

Bankruptcy LAW, Debt Relief Agency, Chapter 13 Bankruptcy LAW

“I thought my world was coming to an end but David and his team showed me the light at the end of the tunnel and held my hand through the entire journey.”

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The Law Office of David C. Meltzer

(49)

Financial
Law Firms
Talk

“Cleared all my past debt to give me a fresh start with little effort needed from me I would definitely recommend Attorney David Meltzer to anyone in a similar predicament.”

Featured

In Florida, wage garnishment occurs when a creditor legally collects a portion of your wages to satisfy a debt. The law allows creditors to garnish up to 25% of your disposable income, or the amount by which your weekly income exceeds 30 times the federal minimum wage. This can significantly impact your financial stability and make it difficult to meet your basic needs. However, filing for bankruptcy can put a stop to wage garnishment. When you file for bankruptcy, an automatic stay is put into place, which prohibits most creditors from taking any further collection actions against you. This includes wage garnishment. The automatic stay provides immediate relief and gives you the breathing room needed to reassess your financial situation. There are two common types of bankruptcy for individuals in Florida: Chapter 7 and Chapter 13. In Chapter 7 bankruptcy, your non-exempt assets are liquidated to pay off your debts, providing a fresh start. Wage garnishment is typically terminated upon filing, allowing you to regain control of your income. Alternatively, Chapter 13 bankruptcy involves creating a repayment plan to settle your debts over a specified period, usually three to five years. During this time, wage garnishment is halted, and you make affordable monthly payments based on your income and expenses.

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Law Offices of Ramona S. Chaplin, PA

(45)

Informative
Case
Executed

“I would highly recommend their services to anyone facing similar challenges as they really went above and beyond to ensure my interests were well represented.”

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The Bonderud Law Firm

(32)

Federal Criminal Defense, State Criminal Defense, Family Law

“I recently had the need to hire a lawyer to help me with my divorce case in court, and through recommendation I found Andrew Bonderud who has been representing me in my process and whom I want to recommend for his effectiveness and dedication and I t...”

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Law Offices of Carol M. Galloway

(35)

Bankruptcy, Employment Discrimination, Haven Act

“Carol Galloway is not just an amazing attorney she has become part of my family, she has gone above and beyond to help my family while going through our bankruptcy.”

FAQs

How is bankruptcy enforced?

Once a bankruptcy is filed, the Debtor, or party who files the bankruptcy, is protected by the federal court. If a creditor does not abide by the rules set forth in the bankruptcy code, there may be sanctions brought by the debtor which are enforced by the federal bankruptcy court.

Is there a limit to how many times a person can file bankruptcy?

After discharge, Chapter 7 may be filed once every 8 years from the date of filing. A Chapter 13 can be filed at any time but restrictions or limits as to discharge and automatic stay provisions apply depending on how many times a case has been filed by the Debtor.

How do I file for bankruptcy?

An individual can file pro se meaning filing without an attorney. However, bankruptcy laws are complicated and are best dealt with by an experienced attorney.

What is Chapter 7 bankruptcy?

Chapter 7 generally eliminates or discharges unsecured debt such as credit cards, medical bills, and unsecured loans. Chapter 7 stops garnishments and repossessions. In general, the Debtor will not pay back any money to the unsecured creditors unless there are issues regarding unprotected assets, preferential payments or transfers of property.

What is Chapter 13 bankruptcy?

Chapter 13 is a repayment plan that lasts from 36 to 60 months based upon many factors such as income and assets. While in a Chapter 13, a Debtor has a plan payment which includes debts such as mortgage, vehicle, and IRS debt and a pro rata distribution which could be as low as 0% to unsecured creditors to 100% to unsecured creditors depending upon factors such as income, assets, preferential payments and transfers of property. IRS debt, Real Property Taxes and student loan debt can be paid through a chapter 13. Chapter 13 stops foreclosure; judgments and repossessions.

More info can be found on the FAQ page of our website.

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The Law Office of Marilyn G. Wells

(22)

Questions
Case
Hearing

“I wish the communication was better from the lawyer to the client because I felt like I was reaching more for an update instead of keeping me up to date but other than that she was awesome and her fee was great as well.”

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Dolaghan Law

(18)

Questions
Financial
Plan

“My Wife and I were in a bad financial situation due to some choices that I made in my teenage years, I had a car accident and didn't have gap insurance and in the years to come because I wasn't able to pay the car off due to it being totaled I owed a...”

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Elrod & Elrod

(14)

Divorce & Family Law, Bankruptcy, Wills & Probate

“Elrod Jr have the courts reverse their original decision where i had not been present and got railroaded, but he also got my child support reduced to a reasonable rate, saved me from paying my ex wife's legal fees, and most importantly got me awarded...”

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Average Cost	$1247
Minimum cost	$935
Maximum cost	$4985
Avg Per Hour Rates	$468

Best Bankruptcy Lawyers in Jacksonville, FL

The highest-rated Financial Restructuring & Creditor-Debtor Law companies out of 125 vetted & reviewed in the Jacksonville area.

Parker and Dufresne PA

Law Office Of Glenn S. Banner

The Devries Law Firm

Gahanian Law PA Bankruptcy Lawyers

The Law Offices of Randy Reep

Law Office David M. Goldman

Law Offices of Leanne Perez

Adam Law Group

Law Offices of Sacks & Sacks

Law Office of Robert H. Wood P.A.

Higginbotham Bankruptcy Law Firm

Beckus Law Firm

Jimerson Birr

Rise UP Legal | Attorneys-at-Law

Grigaltchik & Galustov

Cleaveland & Cleaveland, P.L.

Pinkston and Pinkston

The Law Office of David C. Meltzer

Law Offices of Ramona S. Chaplin, PA

The Bonderud Law Firm

Law Offices of Carol M. Galloway

The Law Office of Marilyn G. Wells

Dolaghan Law

Elrod & Elrod

Bankruptcy, Insolvency & Restructuring Legal Services in Jacksonville, FL Cost Estimates

Why these companies made our list

Creditor/Debtor and Bankruptcy Attorneys near Jacksonville

Popular in Jacksonville