Best Financial Advisors in Manhattan, KS

Although FICO and Vantage use the same reports to grade the scores, there are different scoring algorithms for each company. Kind of like auto manufacturers have different models of vehicles. For example, Ford has the Focus, Fusion, Taurus, and Mustang. Each scoring algorithm calculates different risk tolerances that banks, lenders, and other companies use to rank their leads, customers, and/or clients.

If something on your credit report is incomplete, inaccurate, or out of date, it can be corrected or deleted with the credit reporting agencies and your creditors through the dispute process. Although, submitting a dispute is never guaranteed to remove the account, there are laws to protect your rights.

A good candidate for Credit Score Advocates is someone who ultimately wants to improve their credit in order to buy a home, get a better interest rate on a loan, get access to discounts on insurance, lower cost of utilities or rent property.

If a credit repair company guarantees a score, RUN! Unfortunately, credit scores are not something that can be guaranteed. While our dispute program is designed around an action plan that includes educating you on how to build and maintain credit, scores vary based on activity, payment history, balance activity, average age of accounts, types of accounts, and inquiries. Our mission is to help educate and empower our clients to achieve better credit scores so that they can qualify for homes, build businesses, and most importantly save money! We will do everything in our power to help you achieve the credit score you deserve.

Credit Score Advocates provides a fully transparent system that allows our clients to follow their progress in our client portal. This secure portal access is given after becoming a client and is accessed through a password you create.