Best Bankruptcy Lawyers in Athens, GA

Many people believe there is perfect credit and poor credit without much in between. By the time most people come to see us, their credit report has already been beaten up by creditors - or soon will be. Filing bankruptcy puts an end to all of that and creates a new beginning. Like many other items, bankruptcy can be held on your credit report for 7-10 years. However, your report will show your filing date and date of discharge. This tells future creditors that all of the entries dated before are no longer relevant.

Absolutely not. Filing a case under either chapter 7 or 13 immediately halts all collection activity. We can stop the suit or the garnishment and protect your paycheck.

Credit is important, and the truth is that your mail box will be full of credit card offers after your case is over. Credit cards can be useful for renting a car or making hotel reservations. Often debit cards work just as well. We recommend that you spend time with a qualified credit counselor in order to make wise financial decisions from this point forward.