Richard Banks & Associates
- Financial
- Law Firm
- Mind
24 firms listed · 5 in Cleveland · 3 open 24/7 · 6 open weekends · 19 rated 4.5+
Data verified October 18, 2026
The 24 firms listed for Cleveland, TN handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

5 of the 24 firms we list are based in Cleveland; the other 19 serve Cleveland from towns including Chattanooga (23 mi), Ooltewah (13 mi) and Ringgold, GA (24 mi). The firms on this page are rated from 4.2 to 5.0 across 2,358 reviews; 13 have 50 or more reviews and 19 are rated 4.5 or higher. When clients rate these firms on specific qualities, they most often praise professionalism (98%), responsiveness (91%) and quality (83%). The topics that come up most in reviews of the firms on this page are "understanding", "patient" and "knowledge". 3 are open around the clock; 6 are open on Saturdays and 4 on Sundays. 1 shows a license on its website and 7 have a BBB rating of A or A+. 20 have ten or more years of experience, the longest 35 years. 3 offer urgent consultations; 12 offer a free initial consultation and 2 are family- or locally-owned. 1 has Spanish-speaking staff. We have a website on file for all 24 of the firms on this page; 19 publish a contact page and 10 list a public email. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.
12 of the 24 firms on this page state a free initial consultation. In debt work that meeting is mostly fact gathering: what you earn, what you owe, what you own. Take a list of debts with balances and it becomes a useful hour rather than a sales pitch.