Richard West Law Office
- Embarrassing
- Credit Counseling
- Responsive
24 firms listed · 8 in Dayton · 3 open weekends · 17 rated 4.5+
Data verified October 18, 2026
The 24 firms listed for Dayton, OH handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

8 of the 24 firms we list are based in Dayton; the other 16 serve Dayton from towns including Middletown (20 mi), Fairborn (12 mi) and Xenia (16 mi). The firms on this page are rated from 4.0 to 5.0 across 1,452 reviews; 8 have 50 or more reviews and 17 are rated 4.5 or higher. When clients rate these firms on specific qualities, they most often praise professionalism (98%), responsiveness (95%) and quality (82%). The topics that come up most in reviews of the firms on this page are "understanding", "communication" and "patient". 3 are open on Saturdays. The practice areas the firms on this page list most often on their websites are bankruptcy (5), criminal defense (4), family law (3), personal injury (2) and real estate (2). 5 have a BBB rating of A or A+. 20 have ten or more years of experience, the longest 67 years. 1 offers remote or virtual consultations and 10 offer a free initial consultation. We have a website on file for 23 of the firms on this page; 16 publish a contact page and 9 list a public email. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.
10 of the 24 firms on this page state a free initial consultation. In debt work that meeting is mostly fact gathering: what you earn, what you owe, what you own. Take a list of debts with balances and it becomes a useful hour rather than a sales pitch.