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Law Offices of Brian Barta

(49)

Comfortable
Questions
Attention

“He was always available to answer questions and was very careful to make sure that I understood every option and what the next step in the process was before we moved forward.”

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Bankruptcy Law Center of Northern California

(42)

Feel
Financial
Team

“For all who are considering bankruptcy who are biting off your nails and shivering in your boots, please know that the Bankruptcy Law Center of Santa Rosa, California took the threat completely out of the experience for me.”

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Law Offices of Thomas P. Kelly III

(17)

Questions
Creditors

“Even though I didn't end up engaging his services, he talked with me on the phone and emailed back and forth several times to explore (and exhaust) possible options.”

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Law Offices of Brian A. Barboza

(30)

Choice
Knows
Information

“I went in to see him, not sure if there was anything he could do and he not only helped me get my financial life sorted it, but in doing so he gave me back my dignity.”

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Law Office of Michael C. Fallon

(5)

“Michael helps people through tough times and acts with integrity.”

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Bluestone Faircloth & Olson

(14)

Law Firm
Knowledge
Empathy

“I cannot speak highly enough of both Jacob Faircloth and Steve Olson in their level of expertise, follow though and caring to help facilitate a very difficult personal choice to file BK.”

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The 24 firms listed for Santa Rosa, CA handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

Area overview: Santa Rosa, CA

14 of the 24 firms we list are based in Santa Rosa; the other 10 serve Santa Rosa from towns including San Rafael (33 mi), Napa (24 mi) and Vallejo (34 mi). 21 of the firms on this page have a rating, from 4.0 to 5.0 across 368 reviews; 2 have 50 or more reviews and 17 are rated 4.5 or higher. When clients rate these firms on specific qualities, they most often praise professionalism (98%), responsiveness (92%) and quality (85%). 1 is open around the clock; 2 are open on Saturdays and 1 on Sundays. The practice areas the firms on this page list most often on their websites are real estate (3), bankruptcy (2), bankruptcy law (2), business bankruptcy (2) and employment (2). 2 have a BBB rating of A or A+. Domain records put 18 websites of the firms on this page at ten or more years old; the oldest dates from 1997. 1 offers urgent consultations; 1 offers remote or virtual consultations; 7 offer a free initial consultation and 1 is family- or locally-owned. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.

Are all these bankruptcy firms inside Santa Rosa?

14 of the 24 firms are in Santa Rosa. The others come from other towns. Cases are filed in a federal district and exemptions are set state by state, so ask which district and which exemption rules a firm works with before distance matters.

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Embolden Law

(9)

Divorce
Bankruptcy

“I have worked with hundreds of lawyers over my years in business, including some of the top law firms in New York City, such Sherman & Sterling, Sullivan & Cromwell, Arnold & Porter, and White & Case; and Clifford Chance in London.”

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Law Office of Thomas Jeffrey

(7)

“Until I was referred to Thomas Jeffery's law office and he generously spent near an hour talking to me, getting the necessary information and clearly explaining every detail and every step that I had to take.”

FAQs

What is the cost to file bankruptcy?

The answer depends on what chapter and how complicated your case is. Our law firm will quote you a fee during the initial consultation. In general, the total cost for a chapter 7 bankruptcy case not involving a business is a little less than $2,000 including the court filing fee and the initial cost to file chapter 13 bankruptcy is about $2,500 including the court filing fee. (Most chapter 13 attorneys ask for additional fees to be paid through the chapter 13 plan. The additional fees will be paid by the bankruptcy trustee from your payments to him. The amount of these additional fees varies depending on the complexity of the case.) However, in very simple or very involved cases we may quote different fees.

Can I refer creditors to you to stop the phone calls?

Yes. Once you sign a retainer agreement and start making payments toward the fees you are free to refer creditors to Mr. Jeffrey. In fact, we generally recommend that you do that, although sometimes Attorney Thomas Jeffrey will recommend that you wait. Unless the creditor has filed a lawsuit or may foreclose or repossess a vehicle, that usually will stall creditors long enough to get your case filed.

Can I keep my car and my home?

In many cases yes, but we have to know the values of all of your property to answer in your case. Assuming the values are within certain limits, you can keep your home, your car, and any other property that is collateral for a loan. Usually that is done by continuing to make the regular loan payments.

What happens to home loans in bankruptcy?

If you want to keep the home, all you have to do is stay current on the payments on the loans that are not eliminated in the bankruptcy. If you're behind on those payments, chapter 13 usually is the best option because it gives you time to get the payments current or to do a loan modification agreement with the lender. This works more often than you might expect. Bankruptcy laws generally don't allow us to force the lender to modify the loan, but we have had many chapter 13 cases that successfully stalled foreclosure long enough that our clients were able to get a loan modification agreement. Second loans and other junior liens against your home can be eliminated entirely if the value of the home is no more than the balance(s) of the senior loan(s) at the time of filing your bankruptcy.

Is that true?

Usually not. If the person's income is more than the median, then they have to complete more complicated income and expense calculations and pass those in order to qualify for chapter 7. That requirement does not apply to other chapters of bankruptcy. Most clients who have consulted Mr. Jeffrey with income over the median still qualified for chapter 7. Those clients who didn't qualify for chapter 7 were able to file chapter 13.

Get the answers to more questions on the FAQ page on our website.

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Hindley Law Office

(6)

Questions

“This is a fabulous team of professionals, I have the utmost respect for them, and they have successfully guided me some extremely difficult times in my life.”

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Fritz Law Offices

(2)

“We love working with the Fritz's, both Teresa and Bill are a wonderful duo that have helped us out tremendously over the years.”

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Abbey, Weitzenberg, Warren & Emery

(5)

“Very professional outfit”

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Law Offices of Kent Bulloch

(6)

“He was professional and very responsibe to my calls.”

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Law Office of Zachary A. Carroll

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Law Offices of Carl T Voss

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Law Office of David P. Gardner

(50)

Patient
Questions
Grateful

“During these difficult times I have been looking back at my life and realized that one of the best decisions that I ever made for my family was chosing David as our attorney.”

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Ronda Connor Attorney at Law

(2)

“I am very distressed that a negative review (bot generated/computer hack) was posted in my name for Ronda Conner, Atty at Law, living & working in Napa, CA.”

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The Law Offices of Charles Gravett

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Eranthe Law

(16)

Information
Bankruptcy
Team

“After reaching out to multiple lawyers I finally spoke to Catherine and I knew instantly she would be the one representing me because of her knowledge and response time.”

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Malcolm Ruthven

(12)

Financial
Email
Job

“I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly.”

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McConnell Law Office

(5)

“Mc Connell for Solano County Supervisor.”

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Law Offices of William R. Pascoe

(1)

“He is honest and straight forward with his advice and guidance thru the processes.”

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Seto Wood & Schweickert

(5)

“He is very professional and has always addressed whatever I needed with very favorable results.”

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The Law Offices of Serrano Jeanne

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Darya Sara Druch Attorney At Law

(40)

Questions
Knowledge
Expertise

“Both other attorneys had issues with filed paperwork, but the other guy and myself represented by Darya, had no issues, so we went first and second, and were out of there in a very timely fashion.”

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Average Cost	$1210
Minimum cost	$908
Maximum cost	$4838
Avg Per Hour Rates	$454

Best Bankruptcy Lawyers in Santa Rosa, CA

Law Offices of Brian Barta

Bankruptcy Law Center of Northern California

Law Offices of Thomas P. Kelly III

Law Offices of Brian A. Barboza

Law Office of Michael C. Fallon

Bluestone Faircloth & Olson

Area overview: Santa Rosa, CA

Embolden Law

Law Office of Thomas Jeffrey

Hindley Law Office

Fritz Law Offices

Abbey, Weitzenberg, Warren & Emery

Law Offices of Kent Bulloch

Law Office of Zachary A. Carroll

Law Offices of Carl T Voss

Law Office of David P. Gardner

Ronda Connor Attorney at Law

The Law Offices of Charles Gravett

Eranthe Law

Malcolm Ruthven

McConnell Law Office

Law Offices of William R. Pascoe

Seto Wood & Schweickert

The Law Offices of Serrano Jeanne

Darya Sara Druch Attorney At Law

Bankruptcy, Insolvency & Restructuring Legal Services in Santa Rosa, CA Cost Estimates

Why these companies made our list

What clients say about firms in Santa Rosa

More Bankruptcy Lawyers in California

Popular in Santa Rosa