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Dalmata, Maloy & Burke

(35)

Law Firm
Email
Team

“He has been my family's attorney for a car accident (settlement obtained), handled both my selling and closing of our home (best and smoothest closings I have ever had), handled and won a settlement on a civil case against a school district and also ...”

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Christiaan van Niekerk Law Offices

(48)

Attorney
Results
Debt

“The decision to file bankruptcy was a hard one but Christiaan and his staff made this humbling process less painful by being very helpful and quick to answer any questions that I had.”

Featured

If you have large debts that you can’t repay, are behind in your mortgage payments and in danger of foreclosure, are being harassed by bill collectors—or all of the above—declaring bankruptcy might be your answer. Or it might not be. Bankruptcy can, in some cases, reduce or eliminate your debts, save your home and keep those bill collectors at bay, but it also has serious consequences, including long-term damage to your credit score. That, in turn, can hamper your ability to borrow in the future, raise the rates you pay for insurance, and even make it difficult to get a job.

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Hanson Law Firm

(24)

Call

“They have a lot of people working but sometimes you can never get through I thought it was one of the best law firms that money could buy but apparently I was not informed of everything always getting things at the last minute makes you sweat things ...”

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Lecce Arcodia

(19)

House
Hearing
Buyers

“The most recent deal had Tony chasing down other parties and working way harder than the deal ever should have required, Tony went well above and beyond to get the deal done.”

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O'Connell and Aronowitz

(23)

Team
Compassionate
Outcome

“I have used Mike Mc Dermot for both criminal and Business he he's a straight shooter Calls you back on weekends and nights and holidays one of the best lawyers I have ever met and trust me there has not been a situation that Mike has not taken care o...”

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The Law Offices of Christiaan van Niekerk

(50)

Questions
Messages
Debt

“Words cannot fully express my gratitude to the assistance rendered by Christian and his office but it should suffice to say that I honestly went from feeling fiscally hopeless to having not only a plan, but also a well detailed and guided process by ...”

FAQs

What are some of my other debt relief options?

Bankruptcy is not a one-size-fits all solution to dealing with excessive debts. In lieu of bankruptcy, you may be able to seek relief from oppressive debts through refinancing property, loan modifications, mortgage lending, debt consolidation, debt settlement and a number of other options.

Do I really need a lawyer?

Yes. While New York law does not require legal representation during bankruptcy or debt relief proceedings, it is strongly recommended you hire a lawyer to protect your interests and ensure paperwork is completed accurately and submitted on time.

Which ones will I still have to pay?

Bankruptcy cannot get rid of unsecured debts such as: Fraudulent debts Certain back taxes Alimony Child support Student loans Select credit card purchases and cash advances made within recent months Select fines or penalties owed to government agencies

What is secured debt?

Secured debts are those backed by mortgages and pledges of collateral. Creditors may collect or pursue reimbursement for defaulted secured debts, including cars and houses.

What does filing for bankruptcy do to my credit score?

Because bankruptcy discharges many debts, filing for bankruptcy can improve your credit over time. The fact that you filed for bankruptcy will appear on your credit report for anywhere from seven to 10 years, but the large debts that lowered your score will no longer be there to damage your credit rating.

You can find more info on the FAQ page of our website.

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The 24 firms listed for Schenectady, NY handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

Area overview: Schenectady, NY

21 of the 24 firms on this page have a rating, from 3.8 to 5.0 across 702 reviews; 4 have 50 or more reviews and 14 are rated 4.5 or higher. When clients rate these firms on specific qualities, they most often praise professionalism (98%), responsiveness (91%) and quality (81%). The topics that come up most in reviews of the firms on this page are "communication", "results" and "understanding". 3 are open around the clock; 5 are open on Saturdays and 4 on Sundays. The practice areas the firms on this page list most often on their websites are bankruptcy (3), real estate (3), business law (2), criminal defense (2) and foreclosure defense (2). 4 have a BBB rating of A or A+. 22 have ten or more years of experience, the longest 98 years. 3 offer urgent consultations; 1 offers payment plans; 5 offer a free initial consultation and 1 is family- or locally-owned. We have a website on file for 23 of the firms on this page; 21 publish a contact page; 14 list a public email and 1 takes bookings online. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.

Are all these bankruptcy firms inside Schenectady?

3 of the 24 firms are in Schenectady. The others come from other towns. Cases are filed in a federal district and exemptions are set state by state, so ask which district and which exemption rules a firm works with before distance matters.

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Warner & Warner

(50)

Questions
Compassion
Call

“Not only was he exceptionally professional but he took the time to reassure me that bad things happen to good people and this is nothing to be ashamed of.”

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O'Connor First

(10)

“In my experience, they have demonstrated exceptional skills during pre-trial proceedings as well as in the courtroom advocating on behalf of their clients.”

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Barbaruolo Law Firm

(24)

Call
Feeling
Payments

“While seeing me through the process of filing bankruptcy they made me feel very relaxed, and relieved at the same time knowing that there was an actual group/ and or organization that really cared about me as a person and not just someone who was in ...”

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Cooper Erving & Savage

(22)

Team
Honest
Compassionate

“Not only did he connect us with great local professionals that evaluated our son to better help him with his disability in his school setting but also persuaded the school to help keep him in his local district and community, which is important to us...”

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Assaf & Siegal

(15)

Team
Knowledge
Law Firm

“From laying out all the steps and expectations in the separation and divorce process, to timely responses to my questions and concerns, providing expert advice and counsel, and promptly completing all the necessary correspondences and submittals.”

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Kriss Kriss Brignola

(10)

Law Firm

“I feel comfortable recommending him to friends and family, trust is a hard thing to earn and he has mine, he's a great lawyer but most of all, a great man.”

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Nolan Heller Kauffman

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Wertime Ries & van Ullen Pc

(5)

“Another huge point of difference for Kate is that she's always available and responds pretty much immediately, which was super helpful in a few instances for us”

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Deily & Glastetter

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Becker & Becker Attorneys At Law

(2)

“Ellen Becker represented me in 2015 and I would Highly recommend her and her team,Top Notch and efficient Law group for Family Court Father's Rights!!!”

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Francisco Law Firm

(7)

“This attorney helped me and my girlfriend out a few yrs ago and because he knew her from the past and seen how good she was doing in her recovery he did her case pro brono and bought us lunch.”

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The Salmon Law Firm

(6)

Elder Law

“I can't say enough positive about this company the owner and the employees so helpful never get impatient will use them again”

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Sutton Law Firm

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Law Office of Julie A. Gazetos

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Saratoga Law Office of Kyran D. Nigro

(10)

Judge
Case

“As a first time homebuyer, Kyran answered every question I had in a timely manner (Believe me—I had many) and led me through every step of the buying/ closing process, saving me a significant amount of money by working with the sellers attorney to re...”

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Fairbanks Fletcher Law

(4)

“Great communication, they are really helping me and motivating me with my legal situation, would highly recommend to anyone of my friends in need of these services.”

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Hasselbarth Law

(6)

Understanding

“His communication is clear and frequent, which again, is exactly what you want during critical junctions where up-to-date information is needed for making decisions.”

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Lemery Greisler

(1)

“I've used this law firm for multiple services, and am always pleased with the lawyers and staff.”

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Average Cost	$1089
Minimum cost	$817
Maximum cost	$4354
Avg Per Hour Rates	$409

Best Bankruptcy Lawyers near Schenectady, NY

Dalmata, Maloy & Burke

Christiaan van Niekerk Law Offices

Hanson Law Firm

Lecce Arcodia

O'Connell and Aronowitz

The Law Offices of Christiaan van Niekerk

Area overview: Schenectady, NY

Warner & Warner

O'Connor First

Barbaruolo Law Firm

Cooper Erving & Savage

Assaf & Siegal

Kriss Kriss Brignola

Nolan Heller Kauffman

Wertime Ries & van Ullen Pc

Deily & Glastetter

Becker & Becker Attorneys At Law

Francisco Law Firm

The Salmon Law Firm

Sutton Law Firm

Law Office of Julie A. Gazetos

Saratoga Law Office of Kyran D. Nigro

Fairbanks Fletcher Law

Hasselbarth Law

Lemery Greisler

Bankruptcy, Insolvency & Restructuring Legal Services in Schenectady, NY Cost Estimates

Why these companies made our list

What clients say about firms near Schenectady

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