Best Bankruptcy Lawyers in Sterling Heights, MI

You can file on your own. However, the bankruptcy process can be a daunting task to take on by yourself. The bankruptcy code is filled with rules and procedures which must be followed. Without the guidance of an attorney, you may make any number of harmful mistakes which could lead to loss of property or even your case being dismissed.

Bill collectors should quit calling once you have retained an attorney. Our office can be retained for as little as $100.00. Once a case is filed, the automatic stay prevents creditors from continuing to try to collect on a debt owed. If they do continue to call you, legal sanctions may be imposed on the creditor.

Yes, it is more likely than not that you will be able to keep your house and car. The bankruptcy code provides for exemptions. These exemptions generally allow people to protect the equity in their home and car. The goal of bankruptcy is to allow people to keep their necessary assets while still getting a fresh start financially.

Yes, a bankruptcy will stop foreclosures or repossessions. Once the bankruptcy case is filed, the automatic stay goes into place which prevents creditors from taking any action against you or your property.

If you and your spouse have joint debts then it may be a good idea to file a joint bankruptcy. It would not make sense for one spouse to file and leave the other spouse liable on the debt.