Best Bankruptcy Lawyers in Toms River, NJ

12 firms listed · 4 in Toms River · 1 open 24/7 · 2 open weekends · 9 rated 4.5+

Data verified October 20, 2026

Straffi & Straffi Attorneys at Law | Bankruptcy Attorney

Straffi & Straffi Attorneys at Law | Bankruptcy Attorney

4.8 56 reviews
“From the very beginning, they were professional, compassionate, and extremely knowledgeable throughout my divorce process.”
Free consultationNew Jersey Bar since 2001Serves Ocean CountyBBB A+Since 1981
670 Commons Way Ste I
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The Law Office of Marybeth Schroeder

The Law Office of Marybeth Schroeder

4.9 71 reviews
“From our first consultation, she was thorough, clear, and straight to the point.”
Since 2013
984 NJ-166 #6
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Regina L. Gelzer, Attorney-at-Law

Regina L. Gelzer, Attorney-at-Law

4.9 45 reviews
“She was quick to answer any questions and made the entire process easy.”
Free consultationServes Toms River, NJ, Lakewood, NJ +4Since 1953
984 NJ-166 #6
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Law Office of David A. Semanchik

Law Office of David A. Semanchik

4.4 24 reviews
“His knowledge is supreme and dedication to his clients is top notch he helped my wife and I tremendously and will we will always support him.”
Free consultationNew Jersey Bar since 1990Serves Toms River, Ocean County, New JerseySince 1995
248R Washington St
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The Law Office of Joseph Albanese

The Law Office of Joseph Albanese

5.0 24 reviews
“Made an appointment with Joseph albanese law office, very professional and explained all my options,I highly recommend, the staff also very helpful.”
Free consultationServes Ocean County, Monmouth CountySince 2017
Forked River, NJ · 9 mi from Toms River
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Law Offices of Steven J. Abelson

Law Offices of Steven J. Abelson

5.0 4 reviews
“Steve is a great attorney, always has your best interests in mind.”
Since 1990
Forked River, NJ · 9 mi from Toms River
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The 12 firms listed for Toms River, NJ handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

Area overview: Toms River, NJ

4 of the 12 firms we list are based in Toms River; the other 8 serve Toms River from towns including Brick (6 mi), Forked River (9 mi) and Manasquan (11 mi). The firms on this page are rated from 3.9 to 5.0 across 448 reviews; 4 have 50 or more reviews and 9 are rated 4.5 or higher. The topics that come up most in reviews of the firms on this page are "expertise" and "understanding". 1 is open around the clock and 2 are open on weekends. The practice areas the firms on this page list most often on their websites are bankruptcy (3), loan modifications (2), real estate (2), tax resolution (2) and workers compensation (2). 3 have a BBB rating of A or A+. 11 have ten or more years of experience, the longest 73 years. 1 offers urgent consultations and 5 offer a free initial consultation. We have a website on file for 11 of the firms on this page; 9 publish a contact page; 6 list a public email and 1 takes bookings online. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.

Which bankruptcy firms listed for Toms River hold a free first meeting?

5 of the 12 firms on this page state a free initial consultation. In debt work that meeting is mostly fact gathering: what you earn, what you owe, what you own. Take a list of debts with balances and it becomes a useful hour rather than a sales pitch.

The Law Office of Piotr Rapciewicz

The Law Office of Piotr Rapciewicz

4.7 31 reviews
“Rapciewicz, and all other office employees are very nice, helpful and professional.”
Speaks PolishBBB accreditedSince 1975
Brick, NJ · 6 mi from Toms River
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Cerbone Law Firm

Cerbone Law Firm

5.0 60 reviews
“I was so nervous and didnt know what to expect, he made the process so easy, explains everything and takes all your worries away.”
Free consultationOpen 24 hoursSince 2006
Wall Township, NJ · 14 mi from Toms River
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The Law Office of Brian F. O'Malley

The Law Office of Brian F. O'Malley

4.7 11 reviews
“He was very professional and's made me feel like I was a priority”
Responds within 24 hoursServes Ocean County, Monmouth County +7BBB A+Since 1994
Brick, NJ · 6 mi from Toms River
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Book onlineBook
Law Office of Eugene D. Roth

Law Office of Eugene D. Roth

4.8 23 reviews
“They walked him through the entire process, answering both his and my questions thoroughly.”
Free consultationNew Jersey Bar since 1981Serves New Jersey, Ocean County +3Since 1995
Manasquan, NJ · 11 mi from Toms River
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Veitengruber Law

Veitengruber Law

4.3 20 reviews
“Veitengruber provided a free consultation and offered honest, thoughtful advice that helped me better understand my options and determine the best next steps in my lawsuit.”
Since 2010Free consultation
Wall Township, NJ · 14 mi from Toms River
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Broege Neumann Fischer & Shaver

Broege Neumann Fischer & Shaver

3.9 6 reviews
“In a time when i was distraught and at my lowest point, Peter Broege and his associate Kelly were AMAZING.”
Since 1994
Manasquan, NJ · 11 mi from Toms River
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Why these companies made our list

What clients say about firms in Toms River

  • “The team at Straffi & Straffi is exceptional. They bring integrity, empathy, and deep expertise to their representation—everything you could hope for in a bankruptcy attorney.” — client of Straffi & Straffi Attorneys at Law | Bankruptcy Attorney
  • “Marybeth was very accommodating and efficient. The whole process of filing bankruptcy was smooth and easy with her.” — client of The Law Office of Marybeth Schroeder
  • “Great lawyer to work with. She had great communication throughout the whole bankruptcy.” — client of Regina L. Gelzer, Attorney-at-Law
  • “From the very first consultation, they were professional, compassionate, and incredibly knowledgeable about the bankruptcy process.” — client of Straffi & Straffi Attorneys at Law | Bankruptcy Attorney
  • “I would highly recommend giving MaryBeth a call if you're in need of a quality bankruptcy lawyer.” — client of The Law Office of Marybeth Schroeder

Excerpts from public reviews of the firms listed on this page.

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