Best Bankruptcy Lawyers in Toms River, NJ
12 firms listed · 4 in Toms River · 1 open 24/7 · 2 open weekends · 9 rated 4.5+
Data verified October 20, 2026
The Law Office of Marybeth Schroeder
Regina L. Gelzer, Attorney-at-Law
Law Office of David A. Semanchik
The Law Office of Joseph Albanese
Law Offices of Steven J. Abelson
The 12 firms listed for Toms River, NJ handle debt and bankruptcy matters for people and businesses. What each states about filings, creditor representation and consultations comes from its own website; ratings and quotes come from public reviews.

Area overview: Toms River, NJ
4 of the 12 firms we list are based in Toms River; the other 8 serve Toms River from towns including Brick (6 mi), Forked River (9 mi) and Manasquan (11 mi). The firms on this page are rated from 3.9 to 5.0 across 448 reviews; 4 have 50 or more reviews and 9 are rated 4.5 or higher. The topics that come up most in reviews of the firms on this page are "expertise" and "understanding". 1 is open around the clock and 2 are open on weekends. The practice areas the firms on this page list most often on their websites are bankruptcy (3), loan modifications (2), real estate (2), tax resolution (2) and workers compensation (2). 3 have a BBB rating of A or A+. 11 have ten or more years of experience, the longest 73 years. 1 offers urgent consultations and 5 offer a free initial consultation. We have a website on file for 11 of the firms on this page; 9 publish a contact page; 6 list a public email and 1 takes bookings online. We count these figures across the firms on this page; distances are straight-line, and hours and prices change, so confirm the details with the firm before you book a consultation.
Which bankruptcy firms listed for Toms River hold a free first meeting?
5 of the 12 firms on this page state a free initial consultation. In debt work that meeting is mostly fact gathering: what you earn, what you owe, what you own. Take a list of debts with balances and it becomes a useful hour rather than a sales pitch.
The Law Office of Piotr Rapciewicz
Cerbone Law Firm
The Law Office of Brian F. O'Malley
Law Office of Eugene D. Roth
Veitengruber Law
Broege Neumann Fischer & Shaver
Why these companies made our list
What clients say about firms in Toms River
- “The team at Straffi & Straffi is exceptional. They bring integrity, empathy, and deep expertise to their representation—everything you could hope for in a bankruptcy attorney.” — client of Straffi & Straffi Attorneys at Law | Bankruptcy Attorney
- “Marybeth was very accommodating and efficient. The whole process of filing bankruptcy was smooth and easy with her.” — client of The Law Office of Marybeth Schroeder
- “Great lawyer to work with. She had great communication throughout the whole bankruptcy.” — client of Regina L. Gelzer, Attorney-at-Law
- “From the very first consultation, they were professional, compassionate, and incredibly knowledgeable about the bankruptcy process.” — client of Straffi & Straffi Attorneys at Law | Bankruptcy Attorney
- “I would highly recommend giving MaryBeth a call if you're in need of a quality bankruptcy lawyer.” — client of The Law Office of Marybeth Schroeder
Excerpts from public reviews of the firms listed on this page.


