Best Personal Injury Lawyers in Hollywood, FL

How Long After A Storm Can I File A Claim? Most people believe the insurance company decides how long customers have to file their claim, but the state regulates that. Each state has time limits for reporting storm damage. Florida gives citizens three years to identify storm damage. After being hit by the storm, most find their world in a frenzy, but there are some guidelines to follow to ensure policyholders achieve a successful claim. As polite as your insurance agent is, they are looking to minimize payouts, so keep these factors in mind: Document Any Damage Immediately After- Initial storm damage documentation offers the insurance company proof of damaged goods and supports your claim. Attempt To Make Temporary Repairs- Homeowners should never endanger themselves to complete repairs, but reasonable emergency repairs should be made when possible to prevent further damage. Keep any receipts or invoices from these repairs to report with your claim. File Your Insurance Claim Early- Immediately after the storm is the optimal time to contact your insurance adjuster. A broader timeframe between the storm’s occurrence and your insurance claim allows questions to arise and denials to happen, so timing is imperative. What If The Insurance Company Denies My Claim? Insurance is paid monthly to ensure you are covered for necessary repairs, but insurance companies don’t always comply. If your claim has been denied or undervalued, contact our team to see how we can help.