Best Consumer Protection Lawyers in Clovis, CA

No, while you are not required to hire a lawyer to appeal the denial of disability benefits, it is in our best interest to do so. ERISA involves a complex set of laws, which require an in-depth understanding and experience in handling them. An experienced ERISA lawyer can identify the strengths and weaknesses of a case and bring his or her knowledge of the current law to present your claim in the most persuasive way.

Yes, loss of income and high medical expenses are two of the most common factors that force disabled people into bankruptcy. If you have disability benefits or have a disability claim and are forced into bankruptcy, you need to properly list your benefits or claim in your bankruptcy schedules. Here are some important steps to keep in mind:

Yes, short-term benefits, like long-term benefits, can be administratively appealed, and if the appeal is denied, you can sue. However, some short-term benefits are not governed by ERISA but rather are wage continuation or contractual promises made by your employer. Those benefits may be controlled by State Law, not ERISA. If this is the case, the case may still be appealable and you may be able to sue. Therefore, it is critical to use the offices of a qualified ERISA lawyer to identify the character of your short-term benefits.