Legal Rights Advocates›
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“Wonderful experience and mark was very helpful getting me out of a 3 long year situation with comenity bank, I would highly recommend contacting them if you get into a sticky situation.”
FAQs
Is it ok for a debt collector to call me at work?
They cannot contact or reach you at work or any other place inconvenient to you provided that they are made aware of it earlier by you. You need to inform the debt collector if your employer disagrees with any form of communication between you and a debt collecting agency while at work.
Are debt collectors allowed to talk with others about my case?
A debt collector by federal law cannot discuss your debt with anyone else. He or she may contact your friends, family or work place to get information on how to reach you; like your address or recent contact number.
Can I stop a debt collecting agency from contacting me?
Yes, you can do so by writing a letter informing the debt collector that you do not wish to be contacted. Ensure to keep a copy of any correspondence you do with the debt collector. After the receipt of the letter, they may contact you either to confirm that they will not be communicating with you any further or to inform you of any action that might be taken by the creditor with regards to your debt.
What are illegal debt collection practices?
The Fair Debt Collection Practices Act protects the consumers from becoming victims of abusive and harassing practices used by debt collectors. Some actions that are considered unlawful are
The debt collecting agency is calling the wrong number?
Often times we find ourselves in a crossfire, this is one such case in point. You receive a call from a debt collector about a debt that is not yours. They have called you in error. You tell them that this is a wrong number, yet they continue to bother you by calling. By law, the debt collection agency cannot call you repeatedly after being told that the debt collector has a wrong number. If it continues this is unlawful and strict legal action can be taken by you. Talk to us and we will get you out of it. We are just a call away.
More detailed information is available on the FAQ page of our website.
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